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One Approved and One Declined

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Established Contributor

One Approved and One Declined

So I was approved for Sams MC for 3k with a 731 TU score is there a backdoor number to get my limit bumped up a little higher. So I bank with wells fargo and I applied for there College and Rewards and Secured Card and was declined with a 730 EQ score and decline reason was for too many inqs. I was actually kind of shocked even for the secured card. But does anyone know about how long I need or should wait to retry for Wells Fargo I have about 61 inqs on my EQ report.

Message 1 of 5
4 REPLIES 4
Frequent Contributor

Re: One Approved and One Declined

You might call UW tomorrow. You might have got turned down for secured if you applied for three of their cards in a very short span
Message 2 of 5
Frequent Contributor

Re: One Approved and One Declined

Wells FargHorn LeggHorn just denied me recently as well. Smiley Mad

I turned around and got a me AMEX-Hilton HHonors instead!!! Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 3 of 5
Community Leader
Mega Contributor

Re: One Approved and One Declined

Congrats on your nice Sams MC sl. Call credit solutions and you be able to bumb that baby up go 15k or more with your score. Best of luck and congrats again Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 5
Frequent Contributor

Re: One Approved and One Declined

Yes, definitely RECON with Credit Solution for Sam's MC.

I asked for 10K and they counter with 5K which I took.

Congrats and Enjoy the SAM's MC Rewards card approval!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
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