Tried the online luv button and it said I was not eligible for CLI for my Walmart Discover card that I got in early September. Called the backdoor number and she pulled up my CR (Soft pull), asked about my income and came back with two questions: 1. Why was I 90 days late on SM SL over 5 years ago; and 2. asked about my mess of cap1 auto. I explained both and told her I anticipated those questions.
Guess I gave the right responses as my 3xCLI was approved within about 5 minutes of talking with her. My CL increased from $1800 to $5400!!! (Ive only had the card for 2 months and 10 day!)
/happydance
(Still waiting on AMEX to update their SP so I can try for 61 day 3xCLI on my AMEX Delta.)
Credit building is teaching me patience. I had to wait a couple days to let my 800 payment post and zero out balance. I now have two cards with CL over 5k. Amex will hopefully make 3 very soon.
Go Durcann ....go Durcannnn
Starting Score: 560
Grats Dante.
