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One more! - BOA BankAmericard $2K SL

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CreditRebuilder2020
Frequent Contributor

One more! - BOA BankAmericard $2K SL

Was approved earlier for my first Synchrony, PayPal MC $2K SL today. I was approved last month for a BOA Cash Rewards ($1K SL), I have been banking with BOA forever and have an account with several thousand dollars at all times. My FICO's were in the gutter for so long, I was getting shot down on their cards. But I'm on such a mission to get rid of my subprimes and I am here finally. 

 

Wanted to just get these inquiries out of the way and I decided to pull the trigger on the BankAmericard because of my earlier approval. BOOM APPROVED for $2K SL. I closed my Legacy VISA and Blaze MC earlier today, both had SL's of $750 and less than a year of on-time payments. I'm closing my Credit One's tomorrow. Most of the cards in my sig have around 2 years of on-time payments and low balances, OpenSky has over 3 years of on-time payments. That's when I started my rebuild after going south on student loans and a car loan. I have rehabbed my student loans and have been on the straight and arrow since late 2016. I've got my shovel and jeans ready.....Back into the garden! Smiley Wink

 

I'm done for a while now as I hope to watch these last 3 approvals grow big - Most of my spend goes on my AMEX Gold. PIF. 

 

EXP FICO 681, 1% UTL, $125K income, 3 years on my official rebuild. 

 

Cheers! 

 

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X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: One more! - BOA BankAmericard $2K SL

Sweet a pair of 2K CLs Smiley Happy
Message 2 of 6
AverageJoesCredit
Legendary Contributor

Re: One more! - BOA BankAmericard $2K SL

CongratsSmiley Happy With your income, your limits will explode later onSmiley Wink
Message 3 of 6
M_Smart007
Legendary Contributor

Re: One more! - BOA BankAmericard $2K SL

Double Grats!!

Message 4 of 6
CreditRebuilder2020
Frequent Contributor

Re: One more! - BOA BankAmericard $2K SL

Approved on Monday morning and it came on Saturday! 

 

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X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 5 of 6
Anonymous
Not applicable

Re: One more! - BOA BankAmericard $2K SL

Great!  Good Riddance to Credit One

Message 6 of 6
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