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One more! - BOA BankAmericard $2K SL

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Frequent Contributor

One more! - BOA BankAmericard $2K SL

Was approved earlier for my first Synchrony, PayPal MC $2K SL today. I was approved last month for a BOA Cash Rewards ($1K SL), I have been banking with BOA forever and have an account with several thousand dollars at all times. My FICO's were in the gutter for so long, I was getting shot down on their cards. But I'm on such a mission to get rid of my subprimes and I am here finally. 

 

Wanted to just get these inquiries out of the way and I decided to pull the trigger on the BankAmericard because of my earlier approval. BOOM APPROVED for $2K SL. I closed my Legacy VISA and Blaze MC earlier today, both had SL's of $750 and less than a year of on-time payments. I'm closing my Credit One's tomorrow. Most of the cards in my sig have around 2 years of on-time payments and low balances, OpenSky has over 3 years of on-time payments. That's when I started my rebuild after going south on student loans and a car loan. I have rehabbed my student loans and have been on the straight and arrow since late 2016. I've got my shovel and jeans ready.....Back into the garden! Smiley Wink

 

I'm done for a while now as I hope to watch these last 3 approvals grow big - Most of my spend goes on my AMEX Gold. PIF. 

 

EXP FICO 681, 1% UTL, $125K income, 3 years on my official rebuild. 

 

Cheers! 

 

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AMEX Gold / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1000 / Blaze MC $1500 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $16150 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 1 of 6
5 REPLIES 5
Moderator

Re: One more! - BOA BankAmericard $2K SL

Sweet a pair of 2K CLs Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 6
Community Leader
Super Contributor

Re: One more! - BOA BankAmericard $2K SL

CongratsSmiley Happy With your income, your limits will explode later onSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 6
Super Contributor

Re: One more! - BOA BankAmericard $2K SL

Double Grats!!

Message 4 of 6
Frequent Contributor

Re: One more! - BOA BankAmericard $2K SL

Approved on Monday morning and it came on Saturday! 

 

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AMEX Gold / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1000 / Blaze MC $1500 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $16150 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 5 of 6
Regular Contributor

Re: One more! - BOA BankAmericard $2K SL

Great!  Good Riddance to Credit One

Message 6 of 6
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