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One more score. DCU from 7.5K to 10K

Valued Contributor

One more score. DCU from 7.5K to 10K

So this was a very successful app spree.   I just checked DCU and found that they raised my limit from 7.5K to 10K.   (I had asked for 15K).

I have one outstanding matter from this spree and that is my Penfed app.  In the past they declined me outright.  This time they want notarized ID docs before they will say yay or nay.   I didn't have a physical social security card so I had to go down to the SS office and order a new one.   It will take two weeks to get it.   So I guess my app sits in pending state until I receive and submit that.   (If they pull a new report on me they may decline due to all the other CLI's and the new Alliant 25K account).

So far this spree I've gotten the DCU CLI from 7.5K to 10K, the  Alliant cash back Visa for 25K, a CLI on BECU's checking LOC from 2.5K to 10K, and the Navy Federal CLI from 25K to 31.5K.    I closed my 10K Lowes and my 10K Care Credit.

I'm not posting these approvals to brag but rather to show others on here who have BK's or are considering filing for a BK that you can fully recover in just a few years.   My 5 year discharge date will be in November.   

FICO 08: EX-698, EQ-732, TU-705 - [8/2/2018]
FICO 09: EX-748, EQ-775, TU-748 (8/2/2018)
Mortgage: EX-737, EQ-712, TU-748 - [8/2/2018]
NFCU NavChk 15K | NFCU Visa 6.99% 31.5K | CapOne Venture Visa 50K | Barclay Aviator MC 9.5K | Discover It 24.4K | Alliant 3% Cash Back Visa 25K | Penfed Promise 20.5K | BECU Visa 10K | BECU CLOC 10K | DCU Visa 10K | BofA AK Air Visa 5K | Citibank secured 1K | Amazon Prime 10K
221.9K Total Revolving.
Share Secure Loan Alliant $94 Balance/$15,000
BK 7 Filed 8/23/2013 - Discharged 11/27/2013.
Message 1 of 5
4 REPLIES
Established Contributor

Re: One more score. DCU from 7.5K to 10K

Congrats!

Nobody posts to brag, just to help others. 🙂🙂

 What, DCU card?

Message 2 of 5
Valued Contributor

Re: One more score. DCU from 7.5K to 10K

It's just a basic Visa.  Do they offer multiple varieties?   

FICO 08: EX-698, EQ-732, TU-705 - [8/2/2018]
FICO 09: EX-748, EQ-775, TU-748 (8/2/2018)
Mortgage: EX-737, EQ-712, TU-748 - [8/2/2018]
NFCU NavChk 15K | NFCU Visa 6.99% 31.5K | CapOne Venture Visa 50K | Barclay Aviator MC 9.5K | Discover It 24.4K | Alliant 3% Cash Back Visa 25K | Penfed Promise 20.5K | BECU Visa 10K | BECU CLOC 10K | DCU Visa 10K | BofA AK Air Visa 5K | Citibank secured 1K | Amazon Prime 10K
221.9K Total Revolving.
Share Secure Loan Alliant $94 Balance/$15,000
BK 7 Filed 8/23/2013 - Discharged 11/27/2013.
Message 3 of 5
Established Contributor

Re: One more score. DCU from 7.5K to 10K


@CH-7-Rebuilding wrote:

It's just a basic Visa.  Do they offer multiple varieties?   


I don’t bank with them, after looking @ dcu.org in saw it could only be platinum (no rewards) or Rewards card.

Message 4 of 5
Valued Contributor

Re: One more score. DCU from 7.5K to 10K

Congrats on all Approval even when you had BK prior .. Good job

7-2018 / Fico 8 EX 774 , EQ 781 , TR 785
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 5