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Oportun Visa SP $500 SL WebBank

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trvlscmmr
Regular Contributor

Oportun Visa SP $500 SL WebBank

Received a pre-approved mailer for this card, it's just a builder card, no annual fee, no rewards, $1,000 max credit limit lol ha...

 

I should disclose that I didn't really care about this application as all my credit files were frozen or locked.

 

I have a few other accounts w/ WebBank. Went ahead & applied. Received an email from Experian that they had blocked a recent inquiry attempt. I got a call from Oportun the next day that I couldn't answer. 

 

An hour after missing the call I received an email "Congrats you're approved for Oportun Visa $500".

 

Guess I'll have to actually use it once or twice to get the limit raised to $1,000. Approval was soft pull. Received card today & activated.

Message 1 of 10
9 REPLIES 9
KingRue8500
Senior Contributor

Re: Oportun Visa SP $500 SL WebBank

Congrats on your Oportun Visa approval




Message 2 of 10
Priory_Man
Valued Contributor

Re: Oportun Visa SP $500 SL WebBank

Congrats on the SP approval






"Total revolving credit $286,000 Current UTIL >1%"
Message 3 of 10
trvlscmmr
Regular Contributor

Re: Oportun Visa SP $500 SL WebBank

No foreign transaction fees on this one

Message 4 of 10
CreditAggie
Community Leader
Super Contributor

Re: Oportun Visa SP $500 SL WebBank

Congratulations on your Oportun Visa approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 10
nytokyobred79
Valued Contributor

Re: Oportun Visa SP $500 SL WebBank

Congrats on the approval and hopefully, you won't have to take the hp as well considering they approved w/ EX locked. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $205, 500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 20.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 10
babygirl1256
Senior Contributor

Re: Oportun Visa SP $500 SL WebBank

Congrats on your Oportun Visa approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 10
Stealth-1
Established Contributor

Re: Oportun Visa SP $500 SL WebBank

Congrats. 🍻




"If you don't stand for something, you might fall for anything."
Message 8 of 10
Limitless-Credit
Established Member

Re: Oportun Visa SP $500 SL WebBank

Congrats.

Message 9 of 10
cashorcharge
Community Leader
Super Contributor

Re: Oportun Visa SP $500 SL WebBank

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 10 of 10
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