I've had my Orchard Visa with a CL of $300 for a little over a year so I thought I'd request a CLI...denied. I'd read here that individuals had experienced some success when contacting Cap1's EO for CLI's. I knew Cap1 was buying out some of Orchard's accounts and thought it was worth a shot so I sent an e-mail to Rich Fairbanks/CEO Cap1. After a phone call from Orchard in Las Vegas with whom I answered a few questions, this is the response I received a couple of days later:
Account Alert: Account update confirmation
Thank you for contacting our customer care center and taking the time to request a credit limit increase on your Orchard Bank Credit Card Account. We are pleased to inform you that your request for a credit limit increase on your Account has been approved. Effective immediately, we have increased your credit limit to $2,500.00.
You will receive a letter of confirmation within 10 days.
If you did not authorize the credit limit increase, please call the number on the back of your card immediately.
Orchard Bank Credit Card Customer Care
Orchard Bank Credit Card Correspondence
1441 Schilling Place
Salinas, CA 93912