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Out of Amex 1k land...

Established Contributor

Re: Out of Amex 1k land...

"You like me! You really like me!"


Congratulations 🥳 on your CLI! 

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s

Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 21 of 26
Valued Contributor

Re: Out of Amex 1k land...

Ole AMEX warmin up to you now! Lol

Congrats on your 3X CLI! 

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 22 of 26
Frequent Contributor

Re: Out of Amex 1k land...

Congratulations on the CLI! 🙂

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships

Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 23 of 26
Valued Contributor

Re: Out of Amex 1k land...

Congrats on the 3x luvin' from Amex!

Message 24 of 26

Re: Out of Amex 1k land...

Congrats! This gives me hope. I got the Delta Gold and Hilton Aspire in Nov 2020, both with 1K SL. I tried to CLI at 61 &91 days but no love here. I am two weeks away from the 6-month mark and will try again. Hoping for that 3x CLI.


The jacked-up thing is I put tons of spend on the accounts each month and pay in full. The average spend is $750. I was hoping they would see I was using the card a lot. 


Message 25 of 26
Frequent Contributor

Re: Out of Amex 1k land...

@courthouse , I'm not sure if spend matters. I'm sure to an extent. I spent right up to the limit a couple times but then I have not put as much on it. Maybe 200-500 a month. But I'm sure they like spend and I have been a PIF every month which I hear they like too

Message 26 of 26
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