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@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.
Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.
@Green456 wrote:
@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.
Congrats!, what limit and APR did they give you?
@M_Smart007 wrote:
@Green456 wrote:
@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.
Congrats!, what limit and APR did they give you?
16% APR, 24,000 limit. Which is more than what I need.
@Green456 wrote:
@M_Smart007 wrote:
@Green456 wrote:
@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.
Congrats!, what limit and APR did they give you?
16% APR, 24,000 limit. Which is more than what I need.
Super Sweet!!! .. You did very well
Thanks for the reply.
congrats, you did well indeed! Annoyance over?
I concur it is pretty solid approval if they give you a solid apr.
I would go into a branch and do the appllication if you can. I was way over 5/24 and have been approved in branch with pre-approvals shown me from the banker.
Good luck!
@Bizambish wrote:
Congrats! Nice work! It’s starting to seem like Chase is really back. I wonder if this is a temporary push or if they’re going to start really easing up on the 5/24 and other rules for their existing customers? Time will tell
People are still getting denials because of 5/24. Just not with these pre-qualifed/pre-approved offers.