Over 5/24 but pre-approved on chase website? - Update Approved

[Green456]

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@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.

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Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.

[M_Smart007]

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@Green456 wrote:

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@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.

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Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.

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Congrats!, what limit and APR did they give you?

[Green456]

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@M_Smart007 wrote:

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@Green456 wrote:

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@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.

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Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.

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Congrats!, what limit and APR did they give you?

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16% APR, 24,000 limit. Which is more than what I need.

[AllZero]

Congratulations on your approval!

[M_Smart007]

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@Green456 wrote:

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@M_Smart007 wrote:

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@Green456 wrote:

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@flyingmd wrote:
Let us know. Same exact scenario just happened to me. I had a solid interest rate but am at 5/24. App went into review. When I called the credit analyst, he denied based on the 5/24 (told me I could apply again in November ) I even offered to close one of the cards I recently opened no dice. I have a high 6 figure income and scores in the 740-750 range. Good luck.

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Well I got a phone call from fraud department to make sure it was me who applied. 10 minutes later they approved me for CFU . This thread can be moved now.

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Congrats!, what limit and APR did they give you?

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16% APR, 24,000 limit. Which is more than what I need.

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Super Sweet!!!   .. You did very well

Thanks for the reply.

[randomguy1]

congrats, you did well indeed! Annoyance over?

[KELSTAR]

I concur it is pretty solid approval if they give you a solid apr. 

I would go into a branch and do the appllication if you can. I was way over 5/24 and have been approved in branch with pre-approvals shown me from the banker.

Good luck!

[Bizambish]

Congrats! Nice work! It’s starting to seem like Chase is really back. I wonder if this is a temporary push or if they’re going to start really easing up on the 5/24 and other rules for their existing customers? Time will tell

[randomguy1]

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@Bizambish wrote:
Congrats! Nice work! It’s starting to seem like Chase is really back. I wonder if this is a temporary push or if they’re going to start really easing up on the 5/24 and other rules for their existing customers? Time will tell

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People are still getting denials because of 5/24. Just not with these pre-qualifed/pre-approved offers.

[VanderSnoot]

End of year market share?