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So I opened my NFCU account in January..
I got an Nrewards $500 limit card in Feb and a Shared Secured Loan to show NFCU some love and work on my credit rebuild..
Well I passed my 90 day mark, improved my scores slightly and paid off my old collections, chargeoffs..
I was waiting till 6 months but figured hey I'll give it a shot.. Applied for Cash Rewards..
APPROVED FOR $10,000!!! WHAT!!!! Am I dreaming?!?! This trumps all my other cards x10
Literally over the moon right now. I've been busting my a$$ to fix my credit in a short time and it paid off.
Just want to say thanks to everyone on this board. You guys are friggin awesome! All the goodwill letters, PFD letters, verification letters.. Man, it was tough and took patience... Love it!!!!
Going to apply for CLOC just in case before I hit the garden. Why not right?
Pulled TU - Fico9 588, Fico8 609
AA accounts 4 years, 12 months since late, 4 derogs
Congratulations!
I'm glad the wind swept you off your feet. And you finally got a chance to dance along the light of day and head back to the milky way. At least when you sailed across the sun and when you made it to the milky way, the lights were not all faded and that applying wasn't overrated.
I'm glad you didn't fall from a shooting star, one with a permanent scar. Now you can trace your way through the constellation and get back in the atmosphere and garden.
Yesssss! Congrats. Use the card wisely. I saw you on rebuilding process, dont "tripped" again!
Thankkssss!
Definitely will use it wisely. All my current cards have low UTIL and I have a decent enough savings built up where I shouldn't need to use it in excess. Aiming for that house next year!
Ka-ching
Congrats x10000
Congrats on approval and monster CL
@Anonymous wrote:So I opened my NFCU account in January..
I got an Nrewards $500 limit card in Feb and a Shared Secured Loan to show NFCU some love and work on my credit rebuild..
Well I passed my 90 day mark, improved my scores slightly and paid off my old collections, chargeoffs..
I was waiting till 6 months but figured hey I'll give it a shot.. Applied for Cash Rewards..
APPROVED FOR $10,000!!! WHAT!!!! Am I dreaming?!?! This trumps all my other cards x10
Literally over the moon right now. I've been busting my a$$ to fix my credit in a short time and it paid off.
Just want to say thanks to everyone on this board. You guys are friggin awesome! All the goodwill letters, PFD letters, verification letters.. Man, it was tough and took patience... Love it!!!!
Going to apply for CLOC just in case before I hit the garden. Why not right?
Pulled TU - Fico9 588, Fico8 609
AA accounts 4 years, 12 months since late, 4 derogs
Congrats!!! Its one of the best feelings knowing during rebuild when you've been putting in the work, but not sure when the payoff will be, only to take the chance and be gobsmacked. Congrats again! Navy is awesomeness.
Congratulations, TonyMac. Yes, NFCU rocks!!!!
Treat them good and they'll treat you like a rockstar.