Overstock Approval - SCT Worked!

[redpuppydog]

Was reading about all the posts I could on how to use the 'Shopping Cart Trick'. Been wanting to get the Overstock Card as they have so much stuff for the home and we're wanting to fix up things this year as we prepare for a mortgage refi at the end of the year. So went through the whole shopping cart checkout process 'slowly' and low and behold the pre-approval popped up. Accepted. $3K limit.

[Anonymous]

Excellent. However I would watch your reports the next few days to see if a delayed HP does pop up as it’s been happening to a lot of people the last several months.

[simplynoir]

Congratulations on the approval

[Anonymous]

Wowww! That’s a great sl for the sct!!! I thought they only started u off with small cl!😊

[Remedios]

Congrats on your approval 

[AverageJoesCredit]

Congrats i too would lend caution. People read the old threads or the outdated info on DoC snd assume SCT is free with no hp. Data points recently say otherwise. Hope you snuck one in but be wary of hp.

[Anonymous]

Congratulations on your approval!!

[Anonymous]

Congrats on approval and nice SL !!!

[Anonymous]

Just want to confirm my experience of an Overstock HP about 2 weeks ago.

Did the SCT and was approved for $750. Instant notification for inquiry from Experian.

However, once I got the card in the mail I gave the luv button some attention and instantly went to $1,550. Hit it again and went to $2,350.

[redpuppydog]

Yeah, this ended up being a HP on Equifax. But that's interesting about the CLI's. Will have to try that soon as the card comes. Were the CLI's SP's?