Was reading about all the posts I could on how to use the 'Shopping Cart Trick'. Been wanting to get the Overstock Card as they have so much stuff for the home and we're wanting to fix up things this year as we prepare for a mortgage refi at the end of the year. So went through the whole shopping cart checkout process 'slowly' and low and behold the pre-approval popped up. Accepted. $3K limit.
Congratulations on your approval!!
Congrats on approval and nice SL !!!
Just want to confirm my experience of an Overstock HP about 2 weeks ago.
Did the SCT and was approved for $750. Instant notification for inquiry from Experian.
However, once I got the card in the mail I gave the luv button some attention and instantly went to $1,550. Hit it again and went to $2,350.
Yeah, this ended up being a HP on Equifax. But that's interesting about the CLI's. Will have to try that soon as the card comes. Were the CLI's SP's?