Thank you @ImTheDevil ...At least it’s a start. I was surprised because I’ve been trying to make sure I don’t owe them anything. I’ve been PIF. Leaving $27 or $14 on a card and paying as soon as the statement cuts.
I owe it to this forum.
CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | NFCU CashRewards | NFCU More Rewards | OverStock Starting Scores 05/2019: EQ:519, EX:525, TU:574