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Overstock CLI...and it was a HP!

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Regular Contributor

Overstock CLI...and it was a HP!

Ok so every so often I go to my Comenity accounts (Overstock, Buckle, J.Crew, Express) and try for CLI's.

Mind you I have had all four of these accounts since 2016 and EVERY time it was a SP.

Well today was three months and didn't need any other CLI on the other accounts so I just did Overstock and

hurray got an extra $2000....and something else I DIDNT WANT...a HP on EQ!  It was on the mobile site and NO checkbox was there like they had in the past.

 

Needless to say I am not going to DD on the usual CLI's from them since this is now happening, nor going to

try on ANY of my other Comenity accounts.  I thought I would warn others that it appears the SP train has left and now all CLI are HP now.

 

Anyone else this happen to recently?

Message 1 of 13
12 REPLIES 12
Super Contributor

Re: Overstock CLI...and it was a HP!

There's been other threads about this. They've removed the box and now you should assume a HP and be happy if it's a SP.







Message 2 of 13
Valued Contributor

Re: Overstock CLI...and it was a HP!

 

Sucks about the HP. Congrats on the $2,000 CLI!



















Your FICO credit scores are not just numbers, it’s a skill.

Message 3 of 13
Regular Contributor

Re: Overstock CLI...and it was a HP!

Yeah I've seen the other threads and trust me I always keep it in the back of my mind, but out of the many CLI's from them this is a first.  Oddly enough when the SCT was around I was one of the few that didn't get a HP which I know has changed.

Message 4 of 13
Senior Contributor

Re: Overstock CLI...and it was a HP!

Whoa. So now CLI's are HP too? I know my thread the unofficial SCT HP or SP is on Google from the spiders that crawl the site. Might have to place that warning now too. Really looks like SCT is died out now.

Congrats on the 2 grand!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 5 of 13
Community Leader
Super Contributor

Re: Overstock CLI...and it was a HP!

Wow sorry to hear. Im at the point of my rebuild no cli from Comenity is worth a hp. I only have one but i let robolady decide if im worthy or not. Day i get a hp ill close it that same daySmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 6 of 13
Frequent Contributor

Re: Overstock CLI...and it was a HP!

I was always able to get SP cli's with my reports frozen. Has this changed?
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 7 of 13
Established Member

Re: Overstock CLI...and it was a HP!

Was doing my normal runs of cli requests for the month today and I got a HP on EQ on overstock as well but did get a $1500 bump so they are still being generous at least.

Message 8 of 13
Moderator

Re: Overstock CLI...and it was a HP!

MY William sonoma visa about a few weeks ago got a 4k CLI via SP.. So YMMV type of thing always assume a HP and be happy with a SP.

Message 9 of 13
Community Leader
Super Contributor

Re: Overstock CLI...and it was a HP!

Plus1 CC. That should be everyone's mantraSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 13
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