Re: Overstock CLI! - myFICO® Forums - 6115989

myFICO® Forums

Get Access Now

Hit the luv button this morning 61 days from last time. Now at $6k! Initial SL was $1500. This helps my aggregate utilization. I paid it down to zero a few weeks ago, it was about 48% util after my recent move in April when I needed furniture. Just a DP to add to Overstock CLI @Anonymous days. P.S. Comenity love me; synchrony hate me.

Message 1 of 17

16 REPLIES 16

Congrats on the CLI!

Message 2 of 17

Excellent that it will help your utilization, congrats

Message 3 of 17

Congratulations on your CLI!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 4 of 17

Congrats!

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

NFCU FICO® Score 9 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Own It! | 1997 Jeep Wrangler Sahara

Own It! | 1977 Chevrolet Corvette

Navy Federal Credit Union 72 mos @ 2.29% bought in 2020 | 2020 RAM 1500

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Navy Federal Credit Union 72 mos @ 5.84% bought in 2023 | 2012 Fiat 500c

Chase Disney | $16,500

Chase Southwest Rapid Rewards | $10,500

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

United Gateway Mileage Plus | $23,300

Citi Diamond Preferred | $21,500

Citi AAdvantage | $13,400

Discover it Blue | $22,400

Amex Delta Platinum | $50,000

Wells Fargo Propel | $15,000

USAA Rewards | $20,000

Navy Federal CU Platinum | $50,000

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU | $35,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

Message 5 of 17

Congrats!!

Message 6 of 17

BOOM! Nice padding, what was the actual increase this last time you applied?

And Congrats

Message 7 of 17

@Credit4Growth It's been $1500 each time

$1500 SL

+$1500 at activation

+$1500 6/23

+$1500 today

= $6000

Message 8 of 17

Whooo!

100%

50% then33% increases...

I wish at least every other credit would perform like that 👍

Message 9 of 17

That's terrific! Congratulations!

Message 10 of 17