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I'm happy to say I used this trick, ordered about $80 worth of tools and got instant approval for a $500 line. Not much, but this will be my second accout to rebuild. And I'll be trying for a CLI some time in the future like you mentioned.
Other credit account: Credit One - $450 line (5% util)
TU Score - 597
@Mcx990 wrote:I'm happy to say I used this trick, ordered about $80 worth of tools and got instant approval for a $500 line. Not much, but this will be my second accout to rebuild. And I'll be trying for a CLI some time in the future like you mentioned.
Other credit account: Credit One - $450 line (5% util)
TU Score - 597
Nice. Let us know if that SP turns in to a HP.
What does this language mean. I don't think I have seen this before and might have to test it ....:
You're preapproved!
Take up to 24 months special financing with the Overstock Store Credit Card.
I meant that I have never seen an ad like that on Overstock - indicating preapproval before even starting the check out process. It said "click to accept". Not even an SCT really.
@Mcx990 wrote:I'm happy to say I used this trick, ordered about $80 worth of tools and got instant approval for a $500 line. Not much, but this will be my second accout to rebuild. And I'll be trying for a CLI some time in the future like you mentioned.
Other credit account: Credit One - $450 line (5% util)
TU Score - 597
Checked EXP - they did both SP and HP at the same time. No pulls showing up on TU or EQ.
@Mcx990 wrote:
@Mcx990 wrote:I'm happy to say I used this trick, ordered about $80 worth of tools and got instant approval for a $500 line. Not much, but this will be my second accout to rebuild. And I'll be trying for a CLI some time in the future like you mentioned.
Other credit account: Credit One - $450 line (5% util)
TU Score - 597
Checked EXP - they did both SP and HP at the same time. No pulls showing up on TU or EQ.
Sorry about the HP. No trick again. I'll add it to my thread in applications.
@BallBounces wrote:
What does this language mean. I don't think I have seen this before and might have to test it ....:
You're preapproved!
Take up to 24 months special financing with the Overstock Store Credit Card.
Did you test it?
@mykeys wrote:
Got my card in the mail today and requested a CLI. Instant approval of an $800 increase bringing the account to $1850. When I say instant, literally the second I clicked the button, so I can't imagine they would have had time to review an HP.
I wish I had waited for my card like you. When I got my UltamateMC I waited 2 days, called in and asked for a cli, csr even told me it could be a HP but no way to know for sure so I asked her to pull the trigger. Immediately after she did my phone dinged me, HP (notified by Trustedid)...kicking myself for that, esp. cause the answer was a "No".