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Overstock

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Anonymous
Not applicable

Overstock

Congratulations!

Your Overstock Store Card has been approved for a credit limit of $250!  Smiley Sad My feelings are hurt by this CL.  What should I do about getting this increased?

Message 1 of 13
12 REPLIES 12
SweetCreditObsession
Valued Contributor

Re: Overstock

Congratulations! Call the automated line and request a credit limit increase.Ask for the account #, set up online acct and request an account online.


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 2 of 13
SweetCreditObsession
Valued Contributor

Re: Overstock

Take heart, I started at $250 a couple of years ago and now my line is 5digits


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 3 of 13
Anonymous
Not applicable

Re: Overstock

SweetCreditObsession,

Will this be another HP on Experian?

Message 4 of 13
SweetCreditObsession
Valued Contributor

Re: Overstock

It hasn't been for me. The robolady is definitely not and I haven't got it online either. Keep in mind your mileage may vary. Best wishes!


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 5 of 13
bizarrocreditworld
Valued Contributor

Re: Overstock


@Anonymous wrote:

Congratulations!

Your Overstock Store Card has been approved for a credit limit of $250!  Smiley Sad My feelings are hurt by this CL.  What should I do about getting this increased?


Congratulations!

 

The good news is that this is one of the easiest cards to grow into a very large CL. I started out via SCT with a $4,500 limit in March of 2017. It sits at $31,200 today with CLIs almost every month. You can usually get a CLI every 31 days, but sometimes it can vary. Last holiday season, I picked up two $2,000 CLIs within a 3 week period.

No credit news is good credit news!
Message 6 of 13
Anonymous
Not applicable

Re: Overstock

Don't even sweat it. Got mine 10 months ago with a $500 limit. It's already up to $15k. It grows very quickly.
Message 7 of 13
Caardvark
Frequent Contributor

Re: Overstock

Creditaddickt, have these been auto CLIs, or are you requesting them at certain intervals? 

 


Message 8 of 13
Anonymous
Not applicable

Re: Overstock

I request monthly right after my statement cuts. Never an HP.
Message 9 of 13
Anonymous
Not applicable

Re: Overstock


@Anonymous wrote:

Congratulations!

Your Overstock Store Card has been approved for a credit limit of $250!  Smiley Sad My feelings are hurt by this CL.  What should I do about getting this increased?


I started with the same CL and 1 1/2 years later my CL its $4,800.00.  I have used it moderately but always carry a balance.  

Message 10 of 13
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