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Overstock

Dowhatitdo04
Regular Contributor

Overstock

Congratulations!

Your Overstock Store Card has been approved for a credit limit of $250!  Smiley Sad My feelings are hurt by this CL.  What should I do about getting this increased?







Message 1 of 13
12 REPLIES 12
SweetCreditObsession
Valued Contributor

Re: Overstock

Congratulations! Call the automated line and request a credit limit increase.Ask for the account #, set up online acct and request an account online.

(+74) | (+94) | (+143) | TU Fico 9: 704 | Exp Fico 9: 734

Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Subsequent Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 2 of 13
SweetCreditObsession
Valued Contributor

Re: Overstock

Take heart, I started at $250 a couple of years ago and now my line is 5digits

(+74) | (+94) | (+143) | TU Fico 9: 704 | Exp Fico 9: 734

Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Subsequent Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 3 of 13
Dowhatitdo04
Regular Contributor

Re: Overstock

SweetCreditObsession,

Will this be another HP on Experian?







Message 4 of 13
SweetCreditObsession
Valued Contributor

Re: Overstock

It hasn't been for me. The robolady is definitely not and I haven't got it online either. Keep in mind your mileage may vary. Best wishes!

(+74) | (+94) | (+143) | TU Fico 9: 704 | Exp Fico 9: 734

Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Subsequent Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 5 of 13
bizarrocreditworld
Valued Contributor

Re: Overstock


@Dowhatitdo04 wrote:

Congratulations!

Your Overstock Store Card has been approved for a credit limit of $250!  Smiley Sad My feelings are hurt by this CL.  What should I do about getting this increased?


Congratulations!

 

The good news is that this is one of the easiest cards to grow into a very large CL. I started out via SCT with a $4,500 limit in March of 2017. It sits at $31,200 today with CLIs almost every month. You can usually get a CLI every 31 days, but sometimes it can vary. Last holiday season, I picked up two $2,000 CLIs within a 3 week period.

No credit news is good credit news!
Message 6 of 13
Creditaddickt
Regular Contributor

Re: Overstock

Don't even sweat it. Got mine 10 months ago with a $500 limit. It's already up to $15k. It grows very quickly.


EQ8: 732 | TU8: 728 | EX8: 726
EQ9: 753 | TU9: 723 | EX9: 748

AMEX PLATINUM NPSL | AMEX GOLD NPSL | AMEX BCP $6,000 | AMEX SPG $1,000 | CSP $6,000 | CFU $4,500 | SLATE $3,000 | FREEDOM $2,000 | DISCOVER CHROME $4,100 | DISCOVER IT $10,000 | CAP1 QS $1,500 | NFCU GOREWARDS $11,500 | NFCU FLAGSHIP $22,000 | NFCU PLAT $11,900 | BBVA COMPASS $4,000 | HOME DEPOT $10,000 | OVERSTOCK $21,000 | AMAZON STORE CARD $6,000 | LOWES STORE CARD $12,000 | NFCU CLOC $10,000 | PENFED PLOC $25,000 |

Message 7 of 13
Caardvark
Frequent Contributor

Re: Overstock

Creditaddickt, have these been auto CLIs, or are you requesting them at certain intervals? 

 


Message 8 of 13
Creditaddickt
Regular Contributor

Re: Overstock

I request monthly right after my statement cuts. Never an HP.


EQ8: 732 | TU8: 728 | EX8: 726
EQ9: 753 | TU9: 723 | EX9: 748

AMEX PLATINUM NPSL | AMEX GOLD NPSL | AMEX BCP $6,000 | AMEX SPG $1,000 | CSP $6,000 | CFU $4,500 | SLATE $3,000 | FREEDOM $2,000 | DISCOVER CHROME $4,100 | DISCOVER IT $10,000 | CAP1 QS $1,500 | NFCU GOREWARDS $11,500 | NFCU FLAGSHIP $22,000 | NFCU PLAT $11,900 | BBVA COMPASS $4,000 | HOME DEPOT $10,000 | OVERSTOCK $21,000 | AMAZON STORE CARD $6,000 | LOWES STORE CARD $12,000 | NFCU CLOC $10,000 | PENFED PLOC $25,000 |

Message 9 of 13
conejochapin
Regular Contributor

Re: Overstock


@Dowhatitdo04 wrote:

Congratulations!

Your Overstock Store Card has been approved for a credit limit of $250!  Smiley Sad My feelings are hurt by this CL.  What should I do about getting this increased?


I started with the same CL and 1 1/2 years later my CL its $4,800.00.  I have used it moderately but always carry a balance.  









Message 10 of 13
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