Patrick, 1) the CARD Act prohibits PCs that increase an AF for a 12 month period so you can not PC to CSR prior to 12 months
2) It’ll be a HP for your request as well as you don’t have a $10k or higher SL on your CSP
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k