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PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

TheFraulein
Regular Contributor

PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Dear Diary,

 

I am kinda freaked out. These past 2 weeks have been eventful!

 

First, I have been wanting to begin applying for a travel-related card for months now, Covid be darned! Suddenly, an upgrade offer for my Citi Rewards+ comes up on app, email, snail mail in less than a week. I accept, and BAM! I have a good Citi Premier card coming, and still have my Citi DC to boot! Geezum Crow! 😲

Then, ... my second Cap One was bucketed until I received an offer to PC it (my last Q Silver) to a Venture One, no fee, all lovins!
New card in less than a week!
I accept, freak out and wish to self "what about my Amex cards? I could try to up my BCE to a BCP, maybe? My Hilton is too new, but man-oh-man! I'd LOVE to get that Platinum card! Maybe someday ..." 🤔

 

***le sigh*** Only 50 year olds with 800+ credit and 10 year files get the super travel cards. Like a Mariott Bonvoy (old SPG), or a good Aadvantage Executive or Delta Extreme, United The Movie, etc! 😥

So, after PCing successfully 2 cards into lower/mid-tier Travel/Cashback/Points cards, I check my Amex cards online.
First, what offers are there?
Upgrade to BCP from BCE? Pre-approved, you are ...(Yoda beckoning voice). 😳
Um, okay. "Accept!"
New card in a week! How about a Platinum? New Membership deal, only 75,000 points but full benefits, no hard pull, and fully pre-approved! (Now voice is scary Darth Vader beckoning me to a higher tiered dark side ...) 😱
"Accept!"
"Approved!" New card in a week. Congrats!
😲😲😲😲😬😬😬😬
Oh, and super duper points for groceries, gas, travel, airline fees, hotels, dog grooming, small lasik surgeries, gift baskets, designer socks and other stuffs because Citi/Cap One/Amex (X's Two) decided I needed love!
TRUE LOVE!!! 💋❤😜✌

 

Ohmygawdohmygawdohmygawd ...
Like, ...I am all almost superman right now!!!
A cool Penfed or Credit Union card, or a boss azz bitchin' business Chase Ink (cuz, yeah, I got a business!) and maybe, ... that fast growing Macy's Amex biznitch (25k in like 3 months?!?).

 

Call me Biggie, cuz I be Pimpin', yo. 😎
(Seriously, ... **bleep**??? And Wells Fargo and HSBC keep mailing me offers, but they scared me. Well, *used to*. 😉✌)

 

HAPPY HOLIDAYS, AND MAY WE PC 2020 TO A TOP TIER 2021!!!
*I'd pay a midway tier annual fee for a pretty decent 2021, dunno about y'all. 🤷‍♀️*

Starting Score: 630
Current Score: 768/798/757
Goal Score: 820+


Take the myFICO Fitness Challenge

Began in Jan 2017.
As of Aug. 2018, just bought a new solar home!

Planning for: Chase Saphire Preferred/Reserved
Marriott Bonvoy or Amex Platinum (DONE!!!)
A Viaso card (for Japanese travel)
ANA or JAL FNBO, maybe Cathay Pacific


Amex BCP (*New PC*) - $14000, Citi Premier (*New PC*) - $17500, Citi DC - $12500, Nordstrom VS - $15000, Discover IT - $17500, CareCredit - $15000, Cap One Venture - $4750, Amazon - $6500, Comenity MC- $8900, Lane Bryant Platinum - $4200, Cap One Venture One (*New PC*)(co-sign/au) - $1250, Victoria Secret - $1250, Paypal MC - $4900, BofA Cash Rewards - $3500 (*New*), Amex Hilton - $3000
Amex Platinum - NPSL (*New*)
(About $125,000k in credit. So Far ...) Updated 11/21/2020
14 REPLIES 14
AverageJoesCredit
Mega Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Word to yo motha!Smiley Happy

 

Fo rizzlesSmiley Wink

Message 2 of 15
ImTheDevil
Community Leader
Super Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

FD05C915-B63C-4839-B4B2-EDDF784B6C92.jpeg

Congrats on the success!



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 3 of 15
TheFraulein
Regular Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Yo.
I almost dropped the mic cuz my palms were sweaty, my knees weak, and my arms were heavy.
There was vomit on my sweater already, mom's spaghetti!!! 🥺

 

Then, the Good Lord Word came unto me and asked, 🙏

"Look
If you had
One shot
Or one opportunity
To seize everything you ever wanted
In one moment
Would you capture it
Or just let it slip?"

 

Or it's what I thought I heard while eating M&M's ... 🤔

Hmm. Dunno. 🤷‍♀️

 

 

Starting Score: 630
Current Score: 768/798/757
Goal Score: 820+


Take the myFICO Fitness Challenge

Began in Jan 2017.
As of Aug. 2018, just bought a new solar home!

Planning for: Chase Saphire Preferred/Reserved
Marriott Bonvoy or Amex Platinum (DONE!!!)
A Viaso card (for Japanese travel)
ANA or JAL FNBO, maybe Cathay Pacific


Amex BCP (*New PC*) - $14000, Citi Premier (*New PC*) - $17500, Citi DC - $12500, Nordstrom VS - $15000, Discover IT - $17500, CareCredit - $15000, Cap One Venture - $4750, Amazon - $6500, Comenity MC- $8900, Lane Bryant Platinum - $4200, Cap One Venture One (*New PC*)(co-sign/au) - $1250, Victoria Secret - $1250, Paypal MC - $4900, BofA Cash Rewards - $3500 (*New*), Amex Hilton - $3000
Amex Platinum - NPSL (*New*)
(About $125,000k in credit. So Far ...) Updated 11/21/2020
Message 4 of 15
CreditAggie
Senior Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Congratulations on your approval and successful product upgrades!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 5 of 15
M_Smart007
Epic Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Congratulations!

Message 6 of 15
gdale6
Moderator

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Grats on your new approvals!

Message 7 of 15
AllZero
Super Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Congratulations on your approval and product upgrades!
Message 8 of 15
cashorcharge
Valued Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Terrific!  Congratulations on your approvals!🎉

Message 9 of 15
heeseon
Frequent Contributor

Re: PC'd 4 deep, yo! If I was an emoji I'd be "Booyah!".

Congratulations

TU809 EQ795 EX796 (05/21)
Message 10 of 15
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