PENFED PCR Approved! - myFICO® Forums - 6181263

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I currently have Penfed's Plat Rewards VS card which I opened last year after getting a preapproval mailer. That was approved for $10,000. About eight months ago, I submitted a CLI and was shocked to get an instant approval for an additional $10K bringing me to $20,000.

Last night, I submitted a cold app for the PCR and was instantly approved for $20,000! I am carrying a bit more debt than I usually do, due to a home remodel so I was pleasantly surprised to get the approval, helping my UTIL a bit 🙂

Datapoints are below:

Eq9: 712

$85K income

290,000 TCL including this new TL

62 months post BK7

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10 REPLIES 10

Congratulations on your approval!

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Congratulations on your PCR Approval..

Message 3 of 11

PenFed in the holiday spirit!! Ho Ho Ho!!!

Congrats on your PCR approval!!!

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Congrats. 2 Nice cards to have.

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That's terrific! Congratulations on your PenFed Success!

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Grats on the new Penfed PCR!!

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Congratulations on your PenFed PCR approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congrats on the approval!

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Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

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