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PENFED Pathfinder Approval!!

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Valued Member

PENFED Pathfinder Approval!!

Great news, I was approved for 43k on my first Penfed card! I have had the account for about 6 months now, got denied early on. Decided to app today and got lucky, I think. I had to call to verify my address, but then got an approval!

 

Ill have to check who they pulled but Im sitting at about 660 EQ9 with 30 inquiries. Highest limit before this one was NFCU 10k for CLOC and 8K for NFCU AMEX. 

 

Thanks to this board I have gone from 1 starter card to go with my 526 score to 8 major cards in 2 years. 

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22 REPLIES 22
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Established Contributor

Re: PENFED Pathfinder Approval!!

Congrats that's a monster limit !!..... Did you have a card or relationship with them prior to that approval?
Gardening....TCL: 100k+
Message 2 of 23
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Valued Member

Re: PENFED Pathfinder Approval!!

 


@MrDFinance wrote:
Congrats that's a monster limit !!..... Did you have a card or relationship with them prior to that approval?


I had a checking account for about 6 months before I applied. When I applied originally 6 months ago I was denied a CC. 

Message 3 of 23
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Senior Contributor

Re: PENFED Pathfinder Approval!!

Congrats on your approval !!! monster SL !!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 23
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Frequent Contributor

Re: PENFED Pathfinder Approval!!

Thats a huge SL with a 660 score, congrats!


Message 5 of 23
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Valued Contributor

Re: PENFED Pathfinder Approval!!

As already stated, MONSTER limit there!  I want your banker as my banker Smiley Happy.  Congrats on the approval and success!


Message 6 of 23
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Regular Contributor

Re: PENFED Pathfinder Approval!!

Congrats on the huge SL.. Hoping they warm up to me as well once I hit the 6 month banking relationship with them. 



Message 7 of 23
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Valued Contributor

Re: PENFED Pathfinder Approval!!

Congrats! ryder on your excellent SL.

To what do you attribute the radically different result? ie, What else has changed besides 1/2 a year on the calendar?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 8 of 23
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Super Contributor

Re: PENFED Pathfinder Approval!!

Congratulations! That's HUGE!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 9 of 23
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Valued Member

Re: PENFED Pathfinder Approval!!


@James_A wrote:

Congrats! ryder on your excellent SL.

To what do you attribute the radically different result? ie, What else has changed besides 1/2 a year on the calendar?


I had one baddie int he beginning that got removed. It was for $200 on a gym membership. Also had one or two lates fall off. Other than that I think my AAoA went up along with my higher credit lines. 

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