Well, the collection account returned and dropped my score 51 points.
Why would it get deleted and then reappear? Has happened on Equifax and Transunion too at different times.
Starting Score Jan 2020: EQ: 743 TU: 694 EX: 666
Depends on why it was deleted?!
if it is a valid debt it could haunt you for a while!!!
Congrats!!!
