PNC Cash Builder Rewards Visa approval

Anonymous · ‎09-02-2018

Over the last week I've been suddenly and aggressively getting offers for this credit card through email, ATM and mail offers. I'm a current PNC banking customer(been with them since 2010) and after starting my credit rebuild last April my plan was to get a credit card with them at some point. I know their pretty conservative and inquiry sensative but after getting the multiple offers(w/ reservation code) and seeing the fixed APR rate I bit the bullet and applied.

Instant decision, $4k starting limit and 16% APR. Im surprised seeing as their APR is nearly half of wwhat my other prime cards are(Disco & AMEX are at 26% APR)

Scores at the time of approval were roughly around 685 EX, 675 TU, 673 EQ.

Also opened an AMEX SPG at the beginning of August w/ a $1k SL.

CUrrent plan is to pay off and close my QS1 down garden for a while.

Anonymous · ‎09-02-2018

You are doing really well in your re-build. Nice SL for a prime card.

Anonymous · ‎09-02-2018

Nicely done. Congrats! on a solid CL and approval.

Anonymous · ‎09-02-2018

Thanks all!

Still surprised with my SL as my Amex cards are $500,$1k,$2k SL’s, my Disco is currently $1,950 limit, and my QS1 is still sitting at $500