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PNC Cash Rewards $25k

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Regular Contributor

PNC Cash Rewards $25k

For starters, PNC is my primary bank and has been for almost 7 years now.

 

I signed into my account to check on things and I saw I had a pre-selection for the Cash Rewards card. I planned to apply for this card at some point and since this popped up, I decided to take a harder look at it. After checking some stats, looking at my 5/24 status (7/24 before application, would not come out until April next year), I decided screw it let's go! Application process was painless, spun forever, and then...

image.pngI have their Core card, which is pretty much their intro card w/ a BT offer. Started at $1,500 ~ 2 years ago, just got up to $7,500 in 11/2019. This is way more than I was expecting. I know they can be conservative and I had 11 inquiries on my EX before this (Chase did a couple double pulls). Needless to say, I'll take this win. The year has been very successful so far Smiley Happy

 

DP's

Scores - all ~750-755

Income - $97k

AAoA - 2.2 years

Inquiries - EX - 12 (including this)

Last cards - Chase Ink Cash (11/2019), Amazon Prime Business (11/2019), Chase Ink Preferred (2/2019)

5/24 status - Now at 8/24

 

 

CO Platnium - $500; CO Quicksilver - $2,000; CO BuyPower - $500; Target MC - $7,000; Chase Amazon Prime - $2,000; Care Credit - $20,000; PNC Core - $12,000; Citi DoubleCash - $6,300 - AmEx Everyday Preferred - $15,000; Citi Simplicity - $21,000; Chase World of Hyatt - $17,300; PayPal LOC - $8,000; PNC Cash Rewards - $25,000; U.S. Bank Radisson Rewards Premier Signature - $2,000

Hidden Trade Lines - Chase Ink Cash - $19,600; Amazon Business Prime - $3,000; Chase Ink Preferred - $10,000; AmEx BBP - $4,000

Total CLI - $175,200
Message 1 of 23
22 REPLIES 22
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Super Contributor

Re: PNC Cash Rewards $25k

Congratulations on your approval!
Message 2 of 23
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Valued Contributor

Re: PNC Cash Rewards $25k

Nice congrats on your approval!

12/18/19




05/27/20





Cards

Authorized User
Message 3 of 23
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Valued Contributor

Re: PNC Cash Rewards $25k

Congrats!
I always liked PNC Bank where i lived previously, The banks down here are a joke comparatively, which is why i went with Navy Fed now.
But i've thought of switching my Marcus savings to PNC's high yield online only savings.




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Message 4 of 23
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Regular Contributor

Re: PNC Cash Rewards $25k


@MyFault wrote:
Congrats!
I always liked PNC Bank where i lived previously, The banks down here are a joke comparatively, which is why i went with Navy Fed now.
But i've thought of switching my Marcus savings to PNC's high yield online only savings.

I was looking at switching over to US Bank because I wouldn't mind getting the Altitute Reserve, but given the current situation at hand, I think I'll just stick where I am and take what I can. I just got into Navy Fed so they will likely be my next credit card application.

CO Platnium - $500; CO Quicksilver - $2,000; CO BuyPower - $500; Target MC - $7,000; Chase Amazon Prime - $2,000; Care Credit - $20,000; PNC Core - $12,000; Citi DoubleCash - $6,300 - AmEx Everyday Preferred - $15,000; Citi Simplicity - $21,000; Chase World of Hyatt - $17,300; PayPal LOC - $8,000; PNC Cash Rewards - $25,000; U.S. Bank Radisson Rewards Premier Signature - $2,000

Hidden Trade Lines - Chase Ink Cash - $19,600; Amazon Business Prime - $3,000; Chase Ink Preferred - $10,000; AmEx BBP - $4,000

Total CLI - $175,200
Message 5 of 23
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Valued Contributor

Re: PNC Cash Rewards $25k


@rgate88 wrote:

... I signed into my account to check on things and I saw I had a pre-selection for the Cash Rewards card ...


Wow -- that's a great approval. Smiley Happy Congrats!

Would you mind explaining a bit more about where the pre-selection is found? 

Thanks for the DPs you included -- very helpful. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 6 of 23
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Regular Contributor

Re: PNC Cash Rewards $25k


@James_A wrote:

@rgate88 wrote:

... I signed into my account to check on things and I saw I had a pre-selection for the Cash Rewards card ...


Wow -- that's a great approval. Smiley Happy Congrats!

Would you mind explaining a bit more about where the pre-selection is found? 

Thanks for the DPs you included -- very helpful. Smiley Happy


They have a pre-selection area but it's never really generated anything for me. Today when I signed in, they had a special box on my overview screen saying I had been pre-selected. Clicking on that took you to an overview of the card and then to the application process if you chose.

CO Platnium - $500; CO Quicksilver - $2,000; CO BuyPower - $500; Target MC - $7,000; Chase Amazon Prime - $2,000; Care Credit - $20,000; PNC Core - $12,000; Citi DoubleCash - $6,300 - AmEx Everyday Preferred - $15,000; Citi Simplicity - $21,000; Chase World of Hyatt - $17,300; PayPal LOC - $8,000; PNC Cash Rewards - $25,000; U.S. Bank Radisson Rewards Premier Signature - $2,000

Hidden Trade Lines - Chase Ink Cash - $19,600; Amazon Business Prime - $3,000; Chase Ink Preferred - $10,000; AmEx BBP - $4,000

Total CLI - $175,200
Message 7 of 23
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Epic Contributor

Re: PNC Cash Rewards $25k

Congrats!

popcorn eating emoticon.gif

Message 8 of 23
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Valued Contributor

Re: PNC Cash Rewards $25k

Congratulations!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 9 of 23
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Valued Contributor

Re: PNC Cash Rewards $25k


@rgate88 wrote:

I was looking at switching over to US Bank because I wouldn't mind getting the Altitute Reserve, but give the current situation at hand, I think I'll just stick where I am and take what I can. I just got into Navy Fed so they will likely be my next credit card application.


I don't have any Navy Fed CC's, as i don't have a use for them currently but i know they're great cards. I plan to go through Navy Fed for my next mortgage as well.

I've contemplated the Altitude Reserve, it seems to be a great card. At this time though the CSP/CSR transfer partners better suit my needs, so i'm sticking with Chase for UR points.

I am also lucky to earn additional FlexPerks Corporate points via my corporate USBank card. Free points! Just wish i had known it was an option 3 years ago. I could have taken a couple free vacations by now.

 

 





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