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PNC Cash Rewards CLI & Confession :)

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Regular Contributor

PNC Cash Rewards CLI & Confession :)

So, hitting the 6 month mark on my PNC Cash Rewards card of course I had to hit them up for a soft pull CLI.  Went from $7,500 to $12,000.  I'm totally fine with that.  

 

I really think I'm done with requesting CLI's (even soft) and new accounts for quite some time.  I have to prep for a mortgage app in 12 months and I have to stay laser-focused on that goal.  

 

That also means spending a whole lot less time on these forums!  So, I'm taking a hiatus for a while!  I think others can relate and I hope me admitting this may help someone else and they try to make a similar decision, if they feel the need.

 

I really enjoy reading and contributing where I can.  The past couple of years I've learned so much, but I also find that the more I'm here the more I get tempted to apply.  I HAVE to cool my jets for a while. My credit is so much better than I thought it could be so quickly out of a CH13. I'm over 700 on all reports and have way more credit than I will use in a lifetime frankly.  

 

I'll focus on maximizing my cashback, paying off the very little debt I do have, and saving for that down payment! 

 

If any of you know of any excellent mortgage lenders please PM me.  I will check those messages from time to time.


So, thanks and good luck to all.  I'm out for a while!  You are all awesome! 

 

 

BBVA Clearpoints $16,000 | Discover $6,400 | CECU Visa $4,000 | NFCU Go Rewards Visa Sig. $15,500 | NFCU CLOC $15,000 | PayPal CB MC $10,000 | Paypal Credit $10,000 | Card $7,500 | AMX Hilton Honors Ascend $1,000 | Wayfair $23,900 | Sportsmans Guide Visa $9,900 | Kohls $3,000 | Capital One Savor One $3,500 | PNC Cash Rewards $12,000 | PenFed Power Cash Rewards $10,000 | PenFed Gold $10,000 | Lowe's $7,000 | Best Buy Visa $4,000 | Home Depot $4,000
Message 1 of 15
14 REPLIES 14
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Super Contributor

Re: PNC Cash Rewards CLI & Confession :)

Congratulations on your CLI!
Message 2 of 15
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Valued Contributor

Re: PNC Cash Rewards CLI & Confession :)

BOOM! Congrats on the great CLI, and catch you on the flip side.

 

  
  
---- NAILED IT!

Message 3 of 15
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Super Contributor

Re: PNC Cash Rewards CLI & Confession :)

You can also freeze your reports to resist the temptation to apply.

 


@CreditInspired wrote:

Freeze your credit with Equifax, Experian and TransUnion



Credit BureauOnlineBy phoneBy mail
How to freeze your credit with EquifaxVisitEquifax Credit Freeze page1-800-685-1111 (NY residents call 1-800-349-9960)Equifax Security Freeze, P.O. Box 105788 Atlanta, GA 30348
Visit: Experian Credit Freeze page1-888-EXPERIAN (1-888-397-3742)Experian Security Freeze, P.O. Box 9554 Allen, TX 75013
How to freeze your credit with TransUnion Visit: TransUnion Credit Freeze page 1-888-909-8872TransUnion LLC, P.O. Box 2000
Chester, PA 19016

I found this on https://clark.com/credit/credit-freeze-and-thaw-guide/


Message 4 of 15
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Valued Contributor

Re: PNC Cash Rewards CLI & Confession :)

Congratulations on your PNC Cash Rewards CLI!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 5 of 15
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Frequent Contributor

Re: PNC Cash Rewards CLI & Confession :)

Congratulations 🎊 🎉 🎈 🍾 

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 6 of 15
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Moderator

Re: PNC Cash Rewards CLI & Confession :)

Good luck on the mortgage and grats on the CLI Smiley Happy

Message 7 of 15
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Epic Contributor

Re: PNC Cash Rewards CLI & Confession :)

Congrats! ..

popcorn eating emoticon.gif

Message 8 of 15
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Valued Contributor

Re: PNC Cash Rewards CLI & Confession :)

Congrats!




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Message 9 of 15
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Valued Member

Re: PNC Cash Rewards CLI & Confession :)

Congrats @cf2701 .......PNC Rules Smiley Happy

Message 10 of 15
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