cancel
Showing results for 
Search instead for 
Did you mean: 

PNC Cash Rewards Surprise

Highlighted
Contributor

PNC Cash Rewards Surprise

I've been waiting to apply to PNC. I didn't think my score was high enough but for some reason, I applied last night. I received a 1-2 day message and then within 2 minutes received an email saying I was approved for $7500. I do bank with them, checking and savings, and have done so for about 10 years. They pulled Experian and my score was 670. I have lots of inquiries.

 

I plan to use it initially for some balance transfers.

Message 1 of 11
10 REPLIES 10
Highlighted
Valued Contributor

Re: PNC Cash Rewards Surprise

Congratulations on your new card!!

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 11
Highlighted
Epic Contributor

Re: PNC Cash Rewards Surprise

Congratulations!

popcorn eating emoticon.gif

Message 3 of 11
Highlighted
Community Leader
Senior Contributor

Re: PNC Cash Rewards Surprise

Congrats on the approval. I still have my first savings account opened in Jersey. Have always had great service.

Enjoy the card!!

Smiley Happy

My goal for 2021 is not credit related, but to be more mindful, patient, compassionate and understanding. You must be the change you want to see in the world.
Message 4 of 11
Highlighted
Super Contributor

Re: PNC Cash Rewards Surprise

Congratulations on your approval!
Message 5 of 11
Highlighted
Valued Contributor

Re: PNC Cash Rewards Surprise

Congrats on your approval.

12/18/19




05/27/20





Cards

Authorized User
Message 6 of 11
Highlighted
Valued Contributor

Re: PNC Cash Rewards Surprise

Congratulations!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 7 of 11
Highlighted
Valued Contributor

Re: PNC Cash Rewards Surprise


@geekmama wSmiley Happyrote:

... I was approved for $7500. I do bank with them ... for about 10 years. They pulled Experian and my score was 670. I have lots of inquiries.


It sounds like you might have benefitted from them "knowing" you -- Congrats! on a very nice approval. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 8 of 11
Highlighted
Valued Contributor

Re: PNC Cash Rewards Surprise

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 11
Highlighted
Contributor

Re: PNC Cash Rewards Surprise


@James_A wrote:

@geekmama wSmiley Happyrote:

... I was approved for $7500. I do bank with them ... for about 10 years. They pulled Experian and my score was 670. I have lots of inquiries.


It sounds like you might have benefitted from them "knowing" you -- Congrats! on a very nice approval. Smiley Happy


Thanks!  Yes, that's what I'm thinking. This is my highest CL for a bank card. Surprising. 

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.