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PNC Cash Rewards Surprise

geekmama
Contributor

PNC Cash Rewards Surprise

I've been waiting to apply to PNC. I didn't think my score was high enough but for some reason, I applied last night. I received a 1-2 day message and then within 2 minutes received an email saying I was approved for $7500. I do bank with them, checking and savings, and have done so for about 10 years. They pulled Experian and my score was 670. I have lots of inquiries.

 

I plan to use it initially for some balance transfers.

Message 1 of 11
10 REPLIES 10
CS1974
Valued Contributor

Re: PNC Cash Rewards Surprise

Congratulations on your new card!!

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 11
M_Smart007
Epic Contributor

Re: PNC Cash Rewards Surprise

Congratulations!

Message 3 of 11
blindambition
Community Leader
Senior Contributor

Re: PNC Cash Rewards Surprise

Congrats on the approval. I still have my first savings account opened in Jersey. Have always had great service.

Enjoy the card!!

Smiley Happy

Message 4 of 11
AllZero
Super Contributor

Re: PNC Cash Rewards Surprise

Congratulations on your approval!
Message 5 of 11
ClassicMan
Valued Contributor

Re: PNC Cash Rewards Surprise

Congrats on your approval.

12/18/19




05/27/20





Cards

Authorized User
Message 6 of 11
newfossil
Valued Contributor

Re: PNC Cash Rewards Surprise

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 11
James_A
Senior Contributor

Re: PNC Cash Rewards Surprise


@geekmama wSmiley Happyrote:

... I was approved for $7500. I do bank with them ... for about 10 years. They pulled Experian and my score was 670. I have lots of inquiries.


It sounds like you might have benefitted from them "knowing" you -- Congrats! on a very nice approval. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 8 of 11
angelwingz
Valued Contributor

Re: PNC Cash Rewards Surprise

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 11
geekmama
Contributor

Re: PNC Cash Rewards Surprise


@James_A wrote:

@geekmama wSmiley Happyrote:

... I was approved for $7500. I do bank with them ... for about 10 years. They pulled Experian and my score was 670. I have lots of inquiries.


It sounds like you might have benefitted from them "knowing" you -- Congrats! on a very nice approval. Smiley Happy


Thanks!  Yes, that's what I'm thinking. This is my highest CL for a bank card. Surprising. 

Message 10 of 11
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