Data points on CLs for those who have a PNC credit card (or maybe looking to get one).
I have a PNC Core Card. I don't use it (it doesn't earn any rewards), but I wanted at least one card with my main bank that was connected to my account so I reached for this one.
Opened Dec 2018 with a 3k Limit.
Auto increase to 5k August 2018.
Auto increase to 7.5k Febuary 2019.
Auto increase to 10k September 2019.
I haven't really done anything with the card but put a few puchases on it now and then. I've put around $750 in spend on the card over the past year. Otherwise it sits in the dark corner of my wallet.
Also do you have to have an account in order to apply.
Do they pull EX.
They're not a relationship bank. Just a normal bank in the somewhat eastern side of the country. You do not need an account with PNC in order to pick up their credit cards.
I'm pretty sure they did pull EX, but that Inquiry is not on my report anymore so I'm not 100% sure.
Congrats! I have this card as they're my prime banking institution and got it as a way to BT. I got a nice increase early this year and due for another one in next month. Hopefully I'll have the same luck as you!
CO Platinum - $500; CO Quicksilver - $2,000; Marcus GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $17,300; PNC Core - $27,000; Citi DoubleCash - $8,300 - AmEx Everyday - $2,500 (was $20,000); Citi Simplicity - $29,500; Chase World of Hyatt - $17,300; PayPal LOC - $10,000; PNC Cash Rewards - $43,500; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; BMO Harris Cash Back (Was Bank of the West Cash Back) - $3,000; (Closed Block-Fi - $15,000 RIP); Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $20,300; Venmo - $15,000; AllTru LOC - $10,000
Business Trade Lines - Chase Ink Cash - $4,000 (original limit $19,600); Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; FNBO Evergreen Business - $15,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; Barclays AAdvantage Aviator WE Business - $7,000; IHG Rewards Premier Business - $5,000; Edward Jones Business (Elan) - $2,000; Barclays Wyndham Earner Business - $7,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
