PNC, USBank & Amex Approvals!!! $45,000

credit_is_crack · ‎03-13-2019

Hi All,

So I've been gardening for about 8 months and decided to step out of the garden. What's the point of having good credit if you're not gonna use it right?! (Other than to feed my ego and addition lol). Got two instant approvals and one took 24hours -- not too shabby and definetly pleased with the results.

Charles Schwab Investor American Express

SL: $10,000

APR: 16.24% (lowest)

REWARDS: 1.5% Everything, $0 Annual Fee

SUB: $100 for $1,000 spend/90 days

CRA: EX SP (F8 765)

INQ<6mo: 2 -- Accts<6mo: 0

INQ<12mo: 8 -- Accts<12mo: 6

Application: Instant Online Approval

PNC Cash Rewards Visa Signature

SL: $10,000

APR: 24.24% (my highest on any card and highest on this card!)

REWARDS: 4% Gas Station, 3% Dining, 2% Groceries, $0 Annual Fee

SUB: $100 for $1,000 spend/90 days **UPDATE** the offer online was only $100, but after hitting the amount they still gave me $150 they were offering on Credit Karma

CRA: EX HP (F8 765)

INQ<6mo: 3 -- Accts<6mo: 0

INQ<12mo: 8 -- Accts<12mo: 6

Application: Instant Online Approval

US Bank Altitude Reserve Visa Infinite

SL: $25,000

APR: 17.99

REWARDS: 3x Travel/Mobile App, $400 Annual Fee ($325 Annual Travel Credit)

SUB: 50,000 Pts for $4,500 Spend/90 Days

CRA: TU HP (F8 778) -- UPDATE, the letter shows they used TU FICO 9 @799.

INQ<6mo: 2 -- Accts<6mo: 0

INQ<12mo: 12 -- Accts<12mo: 6

Application: Application went for Review (approved in 24hrs)

This Altitude was not instant. Submitted online from pre-qualified page, went to pending and when I called automated line following day it was approved. Card showed up at my door 48hrs later -- nice card!

Not sure what it was PNC didn't like that they gave me a 25% APR. I don't ever finance on cards so I don't care, but dang!

Got one more app I'd like to drop in this week but I have to go in branch. Swinging by Synovus for the Synovus Cash Rewards V (3% Dining & 3% Choose your category). After that it's back to the garden until Jan 2020.

$41,000 USAA Preferred Cash Rewards Amex

$6,500 Marriott Premier Plus Business VS

JaseT · ‎03-13-2019

Congrats! Now get that signature updated!

Cap One Quicksilver World Mastercard $11.8k

BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:

On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex

credit_is_crack · ‎03-13-2019

@JaseT wrote:
Congrats! Now get that signature updated!

Thanks Jase! -- As you were typing that was exactly what I was doing lol -- Updated!

Rwigely83 · ‎03-13-2019

Congrats on your approvals and massive sls!!

simplynoir · ‎03-13-2019

Congrats on your approvals!

VoltronM · ‎03-13-2019

Congrats on 3 for 3 mini spree approvals !!!

very nice SL's also

thanks for DP's

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k