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PNC, USBank & Amex Approvals!!! $45,000

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Valued Contributor

PNC, USBank & Amex Approvals!!! $45,000

Hi All,

 

So I've been gardening for about 8 months and decided to step out of the garden. What's the point of having good credit if you're not gonna use it right?! (Other than to feed my ego and addition lol). Got two instant approvals and one took 24hours -- not too shabby and definetly pleased with the results. 

 

Charles Schwab Investor American Express

SL: $10,000

APR: 16.24% (lowest)

REWARDS: 1.5% Everything, $0 Annual Fee

SUB: $100 for $1,000 spend/90 days

CRA: EX SP (F8 765)

INQ<6mo: 2 -- Accts<6mo: 0

INQ<12mo: 8 -- Accts<12mo: 6

Application: Instant Online Approval

 

Screen Shot 2019-03-13 at 9.10.00 PM.png

 

 

PNC Cash Rewards Visa Signature

SL: $10,000

APR: 24.24% (my highest on any card and highest on this card!)

REWARDS: 4% Gas Station, 3% Dining, 2% Groceries, $0 Annual Fee

SUB: $100 for $1,000 spend/90 days **UPDATE** the offer online was only $100, but after hitting the amount they still gave me $150 they were offering on Credit Karma Smiley Happy

CRA: EX HP (F8 765)

INQ<6mo: 3 -- Accts<6mo: 0

INQ<12mo: 8 -- Accts<12mo: 6

Application: Instant Online Approval

Screen Shot 2019-03-13 at 9.10.53 PM.png

 

Screen Shot 2019-05-09 at 10.11.37 PM.png

 

US Bank Altitude Reserve Visa Infinite

SL: $25,000

APR: 17.99

REWARDS: 3x Travel/Mobile App, $400 Annual Fee ($325 Annual Travel Credit)

SUB: 50,000 Pts for $4,500 Spend/90 Days

CRA: TU HP (F8 778) -- UPDATE, the letter shows they used TU FICO 9 @799. 

INQ<6mo: 2 -- Accts<6mo: 0

INQ<12mo: 12 -- Accts<12mo: 6

Application: Application went for Review (approved in 24hrs)

 

This Altitude was not instant. Submitted online from pre-qualified page, went to pending and when I called automated line following day it was approved. Card showed up at my door 48hrs later -- nice card! 

 

Not sure what it was PNC didn't like that they gave me a 25% APR. I don't ever finance on cards so I don't care, but dang!  

 

Got one more app I'd like to drop in this week but I have to go in branch. Swinging by Synovus for the Synovus Cash Rewards V (3% Dining & 3% Choose your category). After that it's back to the garden until Jan 2020. 

Message 1 of 46
45 REPLIES 45
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Established Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Congrats! Now get that signature updated! Smiley Tongue


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 2 of 46
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Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@JaseT wrote:

Congrats! Now get that signature updated! Smiley Tongue


Thanks Jase! -- As you were typing that was exactly what I was doing lol -- Updated! 

Message 3 of 46
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Valued Member

Re: PNC, USBank & Amex Approvals!!! $45,000

Congrats on your approvals and massive sls!!




Message 4 of 46
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Community Leader
Super Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Congrats on your approvals!

2020 is like a steak cooked well-done that needs to get out of my face. - @imapharmacygirl
Message 5 of 46
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Senior Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Congrats on 3 for 3 mini spree approvals !!!

very nice SL's also

thanks for DP's

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 46
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Senior Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Congrats on your new cards! Smiley Very Happy




Message 7 of 46
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Super Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Congrats CIC

Its post like this that get my mouse finger itching


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
Message 8 of 46
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Regular Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Wow! Nice! Congrats!




Starting FICO-8 as of February, 2019:

Current FICO-8 as of August, 2020:

Message 9 of 46
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Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

@

YOU... REALLY, REALLY, REALLY

awesome congratulations GIF by Slanted Studios

CONGRATULATIONS on the Approvals and the LEGENDARY App Spree!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 10 of 46
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