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PNC, USBank & Amex Approvals!!! $45,000

CreditSweeper
Established Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

The Schwab checking account is awesome! If you are considering one to become eligible for the card, in my opinion it shouldn’t be looked past as a primary use account. Everything about it is hands down first class including lighting fast transfers to linked accounts.
Personal Credit -
AMEX: Platinum, Gold, Green, Blue Cash Preferred
PNC: Cash Rewards, Points
BOA: Cash Rewards
NFCU: Flagship Rewards, Cash Rewards, CLOC
PSECU: Founders
BB&T: Spectrum Cash Rewards
CapOne: Quicksilver
Discover: IT Chrome, IT
Synchrony: PayPal 2%, PayPal Credit
Barclays: Uber
PenFed: Power Cash Rewards, Platinum Rewards
Alliant: Visa Signature
Goldman Sachs: Apple Card
BBVA: Clear Points
FNBO: Rewards
Store Cards: Target, Macy’s



Business Credit-
AMEX: Delta Gold, Amazon Prime, Simply Cash Plus
PNC: Visa Business
Synchrony: Lowes
Message 21 of 46
BlueOak
Frequent Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Whoa, complete sweep!  

 

That's an amazing run.  Some well-earned gardening rewards!

 

Congrats.  

I’d like to rest
My heavy head tonight
On a bed
of California stars
I’d like to lay my
Weary bones tonight
On a bed
Of California Stars
I love to feel
Your hand touching mine
And tell me why
I must keep working on
Yes I’d give my life to lay my head tonight
On a bed
Of California stars
Message 22 of 46
Mahraja
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

congrats @credit_is_crack  very nice approvals keep going  ..Smiley Happy

Profile Worth 1.6M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
Message 23 of 46
credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@Mahraja wrote:

congrats @credit_is_crack  very nice approvals keep going  ..Smiley Happy


Thanks! Just posted my Synovus approval a couple of minutes ago. I'm feeling preety cracked out right now lol 

Message 24 of 46
credit_endurance
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Thanks so much for this info CIC! I am in the garden myself but still being pro active and gathering all important info for when I bust up outta here! Smiley LOL Smiley LOL Smiley LOL Nice easy peasy SUB on a decent 1.5% card. I will keep this one on my radar for next year. It can easly replace many other 1.5% clones I currently have in my lineup.

 

 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 25 of 46
credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@credit_endurance wrote:

Thanks so much for this info CIC! I am in the garden myself but still being pro active and gathering all important info for when I bust up outta here! Smiley LOL Smiley LOL Smiley LOL Nice easy peasy SUB on a decent 1.5% card. I will keep this one on my radar for next year. It can easly replace many other 1.5% clones I currently have in my lineup.

 

 


I'm in the same boat. I got the Magnet for the $300 SUB and just got the 2nd $150 this morning so as soon as it turns a year-ish I'm moving the limit over to Schwab and closing it out. Still have better cards in the lineup but the Schwab relationship is something I'll use often.

Message 26 of 46
jxh5760
Regular Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

You have >$495K credit limit???? jesus this is crazy!!! Congrats! I wish one day I can reach that number! 


Canadian Credit Cards
Message 27 of 46
credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@jxh5760 wrote:

You have >$495K credit limit???? jesus this is crazy!!! Congrats! I wish one day I can reach that number! 


Not quite, but close! And the only person keeping you from getting it, is yourself. Just gotta be strategic (know how dense your profile is and which banks favor it, leaning the odds in your favor). Get a few, rest a few months, then get a few more, then rest a few. It is a marathon - there are some folks on here chasing $1,000,000 and some have passed it. To me that is just EPIC!

 

I don't consider my $20k Amex Gold POT as part of my limits. My 'real' limits now total $486,200. Considering all I had was my $1,500 USAA Secured card back in JUL 2015, my profile has come along nicely. I didn't have any plans to get a certain total amount but now that it's within reach, I'm going to chase that $13,800 for a clean $500,000. Dang that would be sweet. 

Message 28 of 46
19eighty5
Senior Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 29 of 46
credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@19eighty5 wrote:

Congratulations on your approvals!


Thanks!

Message 30 of 46
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