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PNC, USBank & Amex Approvals!!! $45,000

credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Check this out @Gmood1 -- I know when I applied on PNC they only had the $100 SUB offer and you found they were offering $150 on CK. Hit my amount and today I noticed they applied $150 anyway instead of the $100 my offer had - Woot-Woot! Never called them or anything, just lucked out Smiley Very Happy Maybe you'll walk away with $200! 

 

Screen Shot 2019-05-09 at 10.11.37 PM.png

 

 

Message 41 of 46
ZackAttack
Frequent Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

Nice on the PNC Rewards card. I'm thinking about getting that card in the future vs getting the Costco or Sam's Club Card in the future. I know I'll be using the card for gas unless something better rolls around. Costco gives 4% gas while Sam's gives 5% ... but the Sam's is really a downer bc of no boost while you head into the store vs what Costco is doing.

 

But who knows :/ Me personally, I don't think it's worth going the extra step of getting a membership upgrade to a higher tier just to get a card compared to something like PNC Rewards got your back, and a 2% cashback card got your back for in-store purchases. /shrug

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Cash It | $4,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Student Card | $1.2k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APRDCU Platinum | $8k | 10/21/2020 | 8.5% APRNFCU cashrewards | 1.9k | 1/2/2021 | 16.99% APR

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

Banks
 MI Schools & Gov't CUDCUNavy Federal Credit UnionChase BankAOD FCUDiscover BankGenisys CU
Message 42 of 46
credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000

@ZackAttack you're right to consider this card. I'm sure if it was available all over it would be more popular. It's a great rewards structure and no annual fee. I've heard some horror stories about the bank as a whole but they seem to be pretty generous lately and as long as you're on top of things it really shouldn't be an issue. Solid pick

Message 43 of 46
ZackAttack
Frequent Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@credit_is_crack wrote:

@ZackAttack you're right to consider this card. I'm sure if it was available all over it would be more popular. It's a great rewards structure and no annual fee. I've heard some horror stories about the bank as a whole but they seem to be pretty generous lately and as long as you're on top of things it really shouldn't be an issue. Solid pick


O yeah ... I haven't heard a lot of PNC and BofA. I got no clue about PNC besides one friend only has it, but I seen a lot of bad reviews of BofA.

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Cash It | $4,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Student Card | $1.2k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APRDCU Platinum | $8k | 10/21/2020 | 8.5% APRNFCU cashrewards | 1.9k | 1/2/2021 | 16.99% APR

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

Banks
 MI Schools & Gov't CUDCUNavy Federal Credit UnionChase BankAOD FCUDiscover BankGenisys CU
Message 44 of 46
credit_is_crack
Valued Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@ZackAttack wrote:

@credit_is_crack wrote:

@ZackAttack you're right to consider this card. I'm sure if it was available all over it would be more popular. It's a great rewards structure and no annual fee. I've heard some horror stories about the bank as a whole but they seem to be pretty generous lately and as long as you're on top of things it really shouldn't be an issue. Solid pick


O yeah ... I haven't heard a lot of PNC and BofA. I got no clue about PNC besides one friend only has it, but I seen a lot of bad reviews of BofA.


I can't say BofA is exceptional, but I can say for me I've never had any issues with them. Any time I was pissy about not getting something it was mainly me asking for too much too quickly (after reflection and time of course). They definitely make you earn it but once you get there they seem to invite you right in their home and hand you an open beer the minute you walk in lol

Message 45 of 46
ZackAttack
Frequent Contributor

Re: PNC, USBank & Amex Approvals!!! $45,000


@credit_is_crack wrote:

@ZackAttack wrote:

@credit_is_crack wrote:

@ZackAttack you're right to consider this card. I'm sure if it was available all over it would be more popular. It's a great rewards structure and no annual fee. I've heard some horror stories about the bank as a whole but they seem to be pretty generous lately and as long as you're on top of things it really shouldn't be an issue. Solid pick


O yeah ... I haven't heard a lot of PNC and BofA. I got no clue about PNC besides one friend only has it, but I seen a lot of bad reviews of BofA.


I can't say BofA is exceptional, but I can say for me I've never had any issues with them. Any time I was pissy about not getting something it was mainly me asking for too much too quickly (after reflection and time of course). They definitely make you earn it but once you get there they seem to invite you right in their home and hand you an open beer the minute you walk in lol


/shrug

 

From other customer reviews, PNC has 3.6 stars while BofA has 3.8 (WalletHub in grand total). BofA Cash Rewards has 3.9 stars while no reviews for PNC Rewards Card (?? stars)

 

It's interesting if I ever roll up on their door or find something better. :thinking:

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Cash It | $4,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Student Card | $1.2k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APRDCU Platinum | $8k | 10/21/2020 | 8.5% APRNFCU cashrewards | 1.9k | 1/2/2021 | 16.99% APR

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

Banks
 MI Schools & Gov't CUDCUNavy Federal Credit UnionChase BankAOD FCUDiscover BankGenisys CU
Message 46 of 46
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