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PNC and Penfed

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Established Member

PNC and Penfed

I have checking and savings account with PNC and Penfed for years. I applied several times to get one of their cards. I never got an approval. This week was different or it must be my lucky one. I got approved with Penfed with 20K credit limit and PNC 25K credit limit. I am excited!!! My excitement is not really using the card, but because I got the cards I've been wanting for years. I doubt I will be using those credit limit, but it feels good. 

23 REPLIES 23
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Valued Contributor

Re: PNC and Penfed

Congratulations on your approval!! 

 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 24
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Established Contributor

Re: PNC and Penfed

Congratulations on your PNC and Penfed approvals!

Message 3 of 24
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Valued Contributor

Re: PNC and Penfed

Nice Congrats on your approvals!!!

Message 4 of 24
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Valued Contributor

Re: PNC and Penfed

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 5 of 24
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Community Leader
Mega Contributor

Re: PNC and Penfed


@Yogi81 wrote:

I have checking and savings account with PNC and Penfed for years. I applied several times to get one of their cards. I never got an approval. This week was different or it must be my lucky one. I got approved with Penfed with 20K credit limit and PNC 25K credit limit. I am excited!!! My excitement is not really using the card, but because I got the cards I've been wanting for years. I doubt I will be using those credit limit, but it feels good. 


Those are pretty massive limits. Congrats Smiley Happy

 

Welcome to myFico. Could you please share dps, data points, for the community,  as it helps others. Current scores, hps, aaoa, any baddies, etc. ThanksSmiley Happy

Message 6 of 24
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Moderator

Re: PNC and Penfed

A nice double play, grats Smiley Happy
Message 7 of 24
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Established Member

Re: PNC and Penfed

I wasn't expecting these limits either especially after being denied in the past. Persistence and responsible spending pays off Smiley Happy 

Message 8 of 24
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Community Leader
Mega Contributor

Re: PNC and Penfed

My equifax is a literal graveyard for Penfed attemptsSmiley Wink. Persistence,  in my case , didnt pay off lolSmiley Wink

Message 9 of 24
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Valued Contributor

Re: PNC and Penfed

It's a trap. Smiley Wink

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 10 of 24
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