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PPCB MC - CLI - I think I made a booboo

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Regular Contributor

PPCB MC - CLI - I think I made a booboo

My previous limit was at 8k - I think I made a mistake by not calling credit solutions because I forgot for majors they will usually only approve up to 10k via the love button (CareCredit and store cards don't follow those rules).

I got the 10k - but i hit the button again and got the letter today stating that was the maximum they allow.

 

Should I call credit solutions now? (probably not a good idea during these times - it is my only synch card though) or wait another 3 months.

 

I got this card exactly 1 year ago with a whopping 300 dollar limit. So 300 - 10k in one year is pretty good I guess.

FICO 5.2020
TU - 785
EX - 771
EQ - 779


Message 1 of 15
14 REPLIES 14
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Moderator

Re: PPCB MC - CLI - I think I made a booboo

You can call them at any time. If you are using the card then I would do so if not then maybe wait. Grats on the 2K and good luck if you decide to call them
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 15
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Established Contributor

Re: PPCB MC - CLI - I think I made a booboo

@snickerpedia  Super Congrats on your PPCB MC CLI to $10,000!!! Smiley Very Happy

 

I'm in the exact same boat as you. Got the card in May 2019 with a $300 limit

and now it's at $8,000. I seem to have better luck when I call Credit Solutions.

When I hit the luv button I never get an increase. So I'm gonna use your example

and call them in June right after I pay my balance to $0. Congrats again on your

success. And good luck to you should you decide to call and double dip!!! Smiley Very Happy

Message 3 of 15
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Regular Contributor

Re: PPCB MC - CLI - I think I made a booboo

@AllThingsInTime  ---- I wish you the best of luck!! The weird thing is I think I have called credit solutions 2 or 3 times and never could get an increase - mine were all via the love button ahha!!

FICO 5.2020
TU - 785
EX - 771
EQ - 779


Message 4 of 15
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Established Contributor

Re: PPCB MC - CLI - I think I made a booboo

@snickerpedia  That really is weird. We're like mirror images of each other. Smiley Very Happy

 

If you do call credit solutions then you know the drill: tell them you just hit

the luv button for a 2k increase but you were hoping for a bit more, so ask them

if there's room for an additional increase. It's the holiday weekend, so perhaps

you'll catch them in an extra good mood. Best of luck!!! Smiley Very Happy

Message 5 of 15
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Community Leader
Mega Contributor

Re: PPCB MC - CLI - I think I made a booboo

Yup took me a year to go from $300 to $10k too. I would NOT call up CS right now. You just got a 2k increase. Be thankful. Calling in will put human eyes on your account and they wonder why you need more especially if your spend doesnt warrant. Dont poke the 🧸🐻 

Message 6 of 15
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Mega Contributor

Re: PPCB MC - CLI - I think I made a booboo

@snickerpedia.. Congrats!

 

Message 7 of 15
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Valued Contributor

Re: PPCB MC - CLI - I think I made a booboo

Congratulations on your CLI!!!



Message 8 of 15
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Super Contributor

Re: PPCB MC - CLI - I think I made a booboo

Congratulations on your CLI!
Message 9 of 15
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Community Leader
Super Contributor

Re: PPCB MC - CLI - I think I made a booboo

Congrats on the CLI! My Synch CC's always seem to tap out around $10K(Besides Lowes). Which honestly is fine with me.

$300 to 10K I'd say you're in their good graces!! I almost apped for this one, when I saw the 4% promo. Figured I'd cool my jets for now.

Since they gave me two CLIs on two different products in the last month. 

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