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PPMC CLI 800 to 4700!!!

Fated4Credit
Regular Contributor

PPMC CLI 800 to 4700!!!

I've had my account now for 3 months & was surprised when I saw an auto increase of 750 after my statement cut on the 9/20. New limit of 1550. Not that I wasn't happy overall, but just like my SL I was disappointed, so I called Credit Solutions today & asked for 5k, (was thinking 10k but didn't want to push it as I wasn't that confident) they countered with 4700. Much better, although $100 less than my Discover at 4800.

Idk why these accounts are so stubborn to go over 5k. Will be trying for an increase with Discover in November. Overall I'm happy as this will help my util big time & I can feel better about PP becoming my general spend card.

Stats for the card:
Average spend 200-340 over the 3 months.
267 balance recently reported
Util on the card before the CS increase 17%
Overall util 11%
TU 749
Discover: $9600
Cap One QS: $1811
CFU: $4400
PPMC: $10,000
US Bank Cash+: $5000
AAOA: 2 yrs
Experian (fico 8) 738
Transunion (fico 8) 756
Equifax (fico 8) 756
Message 1 of 17
16 REPLIES 16
Boisvert
Frequent Contributor

Re: PPMC CLI 800 to 4700!!!


@Fated4Credit wrote:
I've had my account now for 3 months & was surprised when I saw an auto increase of 750 after my statement cut on the 9/20. New limit of 1550. Not that I wasn't happy overall, but just like my SL I was disappointed, so I called Credit Solutions today & asked for 5k, (was thinking 10k but didn't want to push it as I wasn't that confident) they countered with 4700. Much better, although $100 less than my Discover at 4800.

Idk why these accounts are so stubborn to go over 5k. Will be trying for an increase with Discover in November. Overall I'm happy as this will help my util big time & I can feel better about PP becoming my general spend card.

Stats for the card:
Average spend 200-340 over the 3 months.
267 balance recently reported
Util on the card before the CS increase 17%
Overall util 11%
TU 749

Congrats! What number did you call? and was it automated? 

My signature is only for inspiration.
  
  
Credit Repair Tracker: Don't get discouraged: 220pts gained to 800!


MYFICO Proud Garden Club Member: 

Message 2 of 17
Fated4Credit
Regular Contributor

Re: PPMC CLI 800 to 4700!!!

I called the overseas # & no I spoke with a live person. Call lasted less than 5 mins
Discover: $9600
Cap One QS: $1811
CFU: $4400
PPMC: $10,000
US Bank Cash+: $5000
AAOA: 2 yrs
Experian (fico 8) 738
Transunion (fico 8) 756
Equifax (fico 8) 756
Message 3 of 17
Boisvert
Frequent Contributor

Re: PPMC CLI 800 to 4700!!!


@Fated4Credit wrote:
I called the overseas # & no I spoke a live person. Call lasted about 5-6 mins

Can you PM me the number?

My signature is only for inspiration.
  
  
Credit Repair Tracker: Don't get discouraged: 220pts gained to 800!


MYFICO Proud Garden Club Member: 

Message 4 of 17
Fated4Credit
Regular Contributor

Re: PPMC CLI 800 to 4700!!!

@CreditNoob99: Sure No problem. Good luck with obtaining ur increase 👍
Discover: $9600
Cap One QS: $1811
CFU: $4400
PPMC: $10,000
US Bank Cash+: $5000
AAOA: 2 yrs
Experian (fico 8) 738
Transunion (fico 8) 756
Equifax (fico 8) 756
Message 5 of 17
Boisvert
Frequent Contributor

Re: PPMC CLI 800 to 4700!!!


@Fated4Credit wrote:
@CreditNoob99: Sure No problem. Good luck with obtaining ur increase 👍

$700 to $2100. Can't complaint. Thanks for the motivation!

My signature is only for inspiration.
  
  
Credit Repair Tracker: Don't get discouraged: 220pts gained to 800!


MYFICO Proud Garden Club Member: 

Message 6 of 17
Jnbmom
Community Leader
Senior Contributor

Re: PPMC CLI 800 to 4700!!!

Handy list for backdoor numbers 

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/408066

EXP 758 TU 783 EQ 729
Message 7 of 17
Fated4Credit
Regular Contributor

Re: PPMC CLI 800 to 4700!!!

Congrats! Glad I could help & every little bit goes a long way
Discover: $9600
Cap One QS: $1811
CFU: $4400
PPMC: $10,000
US Bank Cash+: $5000
AAOA: 2 yrs
Experian (fico 8) 738
Transunion (fico 8) 756
Equifax (fico 8) 756
Message 8 of 17
HighAchiever
Established Contributor

Re: PPMC CLI 800 to 4700!!!

Congratulations on your CLI!!! Slowly, but surely, they will grow higher... Smiley Happy
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 9 of 17
Jnbmom
Community Leader
Senior Contributor

Re: PPMC CLI 800 to 4700!!!

@Boisvert 

 

Congrats 3x your limit is a winSmiley Happy

EXP 758 TU 783 EQ 729
Message 10 of 17
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