I have been a member of PSECU for about a year but only have the share savings acct with $10 in it.
I decided about a month ago to apply for the Classic Visa due to the rolling 2.9% balance transfer rate and low purchase rate.
I waited until a few accounts that I paid off reported yesterday and then applied this morning. My scores had jumped to 756 - 780 across the board.
It was a pretty standard application, no income documents required, and I got an instant approval for $30,000!!
I have an NCFU card with a $30,500 limit so this is not quite my highest but close.
It is certainly my highest instant approval.
I have seen past posts stating that the application allows you to request your CL but this did not happen to me.
This puts my total available credit at around $310k
Current utilization is at 7%
DTI% is around 11%
They pulled Experian which is at 756 and had 9 inquiries, all over 1 year old and a few of them close to 2 years old.
AAOA 4 years
Wow, great approval! Congradulations, I am going to move them up my list
Nice! I luv PSECU. They treat this poor dude right
Whoa!😱 You caught a monster approval there! Fine job, Cheers!