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PayPal 2% Cashback MC Approval DP

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Frequent Contributor

PayPal 2% Cashback MC Approval DP

Hello again MyFICO fam!

 

Just wanted to share some datapoints on my PayPal 2% Cashback MC approval this morning. I’ve had my PayPal account for 5+ years and have been getting a lot of marketing emails, for the past year, inviting me to apply for credit. I use PayPal probably once ore twice per month regularly for subscriptions and on occasion, if I purchase something on eBay. Nothing spectacular. Lol.

 

As expected, they pulled TU. Instant approval. 

TU Fico 8: 662

Util: 14%

Inq: 11/12mo, now 12/12mo

New accounts: 11/12mo

SL: $2,500

 

If I’m leaving anything out, let me know. 

 

I’m pretty excited. In the past 30 days or so, I’ve added $10.8k to my overall CL. Lowe’s “DoubleTap” (Shout out to AJC) CLI from $500 to $5k, the Comenity “DoubleTap” CLI from $3350 to $6350, Walmart CLI from $200 to $1k and this approval. 

 

Again, thank you all for sharing your experiences and for helping us all to better understand this crazy world of credit. Much Love!





Life’s a garden...Dig it!
Dangit.
Message 1 of 27
26 REPLIES 26
Community Leader
Super Contributor

Re: PayPal 2% Cashback MC Approval DP

Congrats! Now, what's this double tap you speak of?







Message 2 of 27
Frequent Contributor

Re: PayPal 2% Cashback MC Approval DP


@Brian_Earl_Spilner wrote:

Congrats! Now, what's this double tap you speak of?


Thank you!

 

It’s “double dip” but AJC pointed out that the term can only be used for a back to back CLI with Disco. All other back to back CLI requests/approvals must be referred to as a “DoubleTap”. 😆





Life’s a garden...Dig it!
Dangit.
Message 3 of 27
Established Contributor

Re: PayPal 2% Cashback MC Approval DP

Congrats WE1! I've been putting some heavy daily spend through my PP CB MC since I received it last month, hoping to get the limit higher. Since it's Synch, I'm sure it will happen eventually!


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 4 of 27
Valued Contributor

Re: PayPal 2% Cashback MC Approval DP

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS my Friend on your Approval, the AWESOME SL (mine was $700), and Welcome to the PayPal 2% Cashback MC family!!!

 

BTW, my CL for this card grew to $8,000 in 8 months.

 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $19K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card WEMC $6K | NFCU cashRewards $1K
TCL - $117.5K+ | Rebuilding since April 2018
Message 5 of 27
Regular Contributor

Re: PayPal 2% Cashback MC Approval DP

TU Fico 8 and nothing else? I've been looking into that card and some others.

Michigan Schools & Gov't Credit Union Classic Visa Card | $3kDiscover Student Cash Back | $2300Capital One Savor Card v1 | $11k AUAmex 1.5% CB | $3.1kBest Buy Store Card | $3k

July 2018
Ford Credit Loan $199.26/month (3 yrs)
January 2019
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
February 2019
Self Lender Loan (Closed July 2019)
May 2019
Discover CLI $1.2k
July 2019
Discover System CLI $600
Amex $2,000
Best Buy Store Card $3,000
October 2019
MSGCU CLI $2k
Dec 2019
Amex $1,100 CLI

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 6 of 27
Frequent Contributor

Re: PayPal 2% Cashback MC Approval DP


@JaseT wrote:

Congrats WE1! I've been putting some heavy daily spend through my PP CB MC since I received it last month, hoping to get the limit higher. Since it's Synch, I'm sure it will happen eventually!


Thank you! 

 

If there’s anything almost certain in this credit world, it’s that Synch will throw MO MONEY at you! Lol. Good luck!





Life’s a garden...Dig it!
Dangit.
Message 7 of 27
Frequent Contributor

Re: PayPal 2% Cashback MC Approval DP

Congratulations!! 2 percent with paypal one of the best none AF card out there!

 

Cheers!

Starting scores - 480 - 11/05/18
Current Scores -





Message 8 of 27
Frequent Contributor

Re: PayPal 2% Cashback MC Approval DP


@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS my Friend on your Approval, the AWESOME SL (mine was $700), and Welcome to the PayPal 2% Cashback MC family!!!

 

BTW, my CL for this card grew to $8,000 in 8 months.

 


Thank you! I’m pumped. And, I’m really kind of shocked with that SL.

 

That’s some great growth! Was it one big CLI or multiples? I’m also curious if all CLI’s are auto or if there is a LUV button. Lol. #LookinForLuvInAllTheWrongPlaces





Life’s a garden...Dig it!
Dangit.
Message 9 of 27
Frequent Contributor

Re: PayPal 2% Cashback MC Approval DP


@ZackAttack wrote:

TU Fico 8 and nothing else? I've been looking into that card and some others.


Yep. So far, Synch has only pulled TU for all my apps with them. Just judging by your scores, you’ve got a great shot! IMHO, of course. Good luck to you!





Life’s a garden...Dig it!
Dangit.
Message 10 of 27
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