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PayPal 2% Mastercard Approval

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Regular Contributor

PayPal 2% Mastercard Approval

Howdy My Fellow MyFico'ers

 

Just want to share data... Could not Garden very long, sorry... Applied for a PayPal 2% Mastercard, thinking I would probably if anything, be approved for $1k or so... Low and behold, got Temporary Limit: $2k and CL: $6k @ 21.9%... Now for some data points... This is not my first Sycrony Card, I have Credit Care: $7.5k, eBates: $4.5k (got it last month) and now PayPal: $6k, like them, not had any issues at all with them... Even thinking of pulling another application, but hmmmmm not sure... Ok, now for scores:

 

Current Ficos.png

So anyones thoughts on trying for another Sycrony Credit Card today?

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


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10 REPLIES 10
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Senior Contributor

Re: PayPal 2% Mastercard Approval

Congrats on your approval and very nice SL !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 11
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Regular Contributor

Re: PayPal 2% Mastercard Approval

OK, pulled the itchy credit finger, BANG!!!

 

eBay Mastercard Approved, will arrive in 7 to 10 days...

 

Only thing is, it did not mention credit limit on the approval page, so don't know where I can find it to let y'all know...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 3 of 11
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Senior Contributor

Re: PayPal 2% Mastercard Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 11
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Established Contributor

Re: PayPal 2% Mastercard Approval

Congratulations on the approvals
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 5 of 11
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Established Contributor

Re: PayPal 2% Mastercard Approval

Congratulations on your approval!
November 2020: Experian 687 Equifax 683 Transunion 698


Cards I Have:
Cap One QS: $600
Cap One QS1: $2,600
Discover It: $2,900
Cap One Walmart: $600
AMEX BCE: $1,000
Amazon Prime Store Card: $2,000
Overstock Store Card: $3,050

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Discover Cash Back
Cap One Savor


Gardening until January 2021



Total Utilization: 29% => 26%

Total CL: $12,875 (new)
Message 6 of 11
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Senior Contributor

Re: PayPal 2% Mastercard Approval

Congrats on your PayPal Mastercard approval! Smiley Happy




Message 7 of 11
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Frequent Contributor

Re: PayPal 2% Mastercard Approval

Congratulations on your approval 👏🏾 Nice choice!

This card is quickly becoming my favorite with the 1% Business Debit Card Add-on 👌🏾

06.2019

03.2018

NFCU CLOC: $15,000
Message 8 of 11
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Frequent Contributor

Re: PayPal 2% Mastercard Approval

Awesome Congrats on the Approval and nice SL! Smiley Happy








"Give me liberty, or give me credit!" -PlasticDad


Message 9 of 11
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Regular Contributor

Re: PayPal 2% Mastercard Approval


@TverTrekker wrote:

Howdy My Fellow MyFico'ers

 

@just want to share data... Could not Garden very long, sorry... Applied for a PayPal 2% Mastercard, thinking I would probably if anything, be approved for $1k or so... Low and behold, got Temporary Limit: $2k and CL: $6k @ 21.9%... Now for some data points... This is not my first Sycrony Card, I have Credit Care: $7.5k, eBates: $4.5k (got it last month) and now PayPal: $6k, like them, not had any issues at all with them... Even thinking of pulling another application, but hmmmmm not sure... Ok, now for scores:

 

Current Ficos.png

So anyones thoughts on trying for another Sycrony Credit Card today?


Just a quick follow up. Both the PayPal and the eBay cards pulled EX and today they showed up on myFico in EX... Very rapid reporting to credit bureau, even without having the cards in hand...

 

Hope that is useful to everyone...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 10 of 11
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