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PayPal Approval!


PayPal Approval!

I had been denied by Amazon so I didn't try the PayPal but I finally did today and I got it!  That 2% means I won't be using my Ollo (2% only for gas, grocery, and drug stores) or Capital One (1.5% on everything) anymore!  That 2% is one of the best deals out there.


I have read some nasty thing about Synchrony Bank.  Any comments?


Do you think the fact that I got approved for one will make it easier to get the other?

Message 1 of 10
Frequent Contributor

Re: PayPal Approval!

Congrats on your approval! Do you have in DP's?

As far as synchrony. My advice is dont go hog wild asking for loads of different accounts from them. They are good as long as you use wisely. Being approved for one doesn't always mean you'll be approved for another. If you do however really want another card from them, truly weigh the pros and cons and then go for the other one you want. Good luck!


Message 2 of 10
Frequent Contributor

Re: PayPal Approval!

Congratulations on your approval and a good 2% back card!

It depends on a number of different factors. Just because you’re approved for one card from that company, doesn’t mean you will automatically be approved for another. Use your new card wisely and you will be rewarded. I’ve read that Synchrony cards grow a lot in a small amount of time. With that being said, I only have a Walmart store card from Synchrony, so I’ll let the experts answer your question. Lol. Good luck!

Life’s a garden...Dig it!
Message 3 of 10
Senior Contributor

Re: PayPal Approval!

Congrats on your PayPal Cashback approval! Great 2% card! Smiley Very Happy

Message 4 of 10
Mega Contributor

Re: PayPal Approval!

Congratulations on the approval!


I would wait a few months to let Sync get to know you before going for another card. 

Message 5 of 10
Established Contributor

Re: PayPal Approval!

Congrats on the new card! I have 3 cards with Synchrony and have never had any issues with them so far in 3 years.  I know some don’t like them but i think you can say that for any lender.  

As far as it being easier to get other cards with them now I’m not sure.  I’m of the opinion they really just care about TU scores, but that’s just my experience.  

In the garden until 2020
Message 6 of 10
Senior Contributor

Re: PayPal Approval!

Congrats on your approval !!!!




8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 10
Senior Contributor

Re: PayPal Approval!

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

On the chopping block:

Message 8 of 10

Re: PayPal Approval!

I use this 2% card as my primary card.  I push all auto-billing through it (including rent) and use it for daily spend.  The only thing I will say I don't like is the lack of account notifications.  This card works through PayPal and because of that you can't setup a $1.00 alert for charges, etc.  You just have to keep an eye on it.

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
Message 9 of 10
Regular Contributor

Re: PayPal Approval!

Congratulations on the approval! Are they still letting people open and link a business debit to make this a 3% cashback card?

Scores as of 1/27/2021

Planning to garden until April 2020 (started Jul 25 2019)

Message 10 of 10
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