I logged into PayPal from PC today to check on the payment status of something I sold on eBay. The first landing page was an "Apply Now" for the 2% Card. I was eying this card or the Double Cash card for general purpose use. I wasn't interested in a double-pull and Citi seems to occasionally do that. I also can't get a prequalify offer from Citi (possibly due to a permanent opt-out years ago, despite attempting to opt back in).
While I was unsure if the landing page offer was an actual offer, I did think my Transunion score was high enough to warrant an approval though one never really knows these things. I'm happy it worked out.
Unless a great bonus offer comes up, I'm done for a while (I always say this.). I want to let my AAoA age back above 7 years before I do anything else.
Temp Limit - $250
Permanent Limit - $8700 (I wont recon for a higher limit.)
Pull - Transunion
Transunion Score - 733
Recent Transuion Inquires - 1 Nov (Barclaycard - Red Aviator), 2 Dec (BoA CLI, Cap One - Venture)
Inquires Last 6mo - 7
AAoA - 6y6mo
Oldest Account - 12y6m
APR - 16.99 (Lowest Tier but I'll PIF)
Nice approval amount for that card and decent APR for a sync card although as you stated PIF it.
Regarding CITI I can't get a pre-qual either, but once i got my first card with them all others approved. Go for the card you want vs. counting on pre-quals as if you profile supports it then most likely whether pre-qual'ed or not you will get the card whatever lender it is
Congrats Points. Nice SL.
Congrats on a big approval!
That's a Sync card, correct? Make sure you don't have too many Sync cards to avoid the dreaded blue envelope!
Congrats! I logged into my PayPal account earlier today to pay off my $12 balance and got the same landing page. I was tempted but I'm done with any new credit!