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PayPal Cashback MC and Citi Double Cash

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Valued Member

Re: PayPal Cashback MC and Citi Double Cash

 


@James_A wrote:

@iiilliilllii wrote:

... With an income over 150k, my frequent card use, and no missed payments, I would think I'd have much higher limits by now. 


Indignation + dirty file /= recipe for credit-seeking success. Smiley Wink

 

Congrats on your two new cards. 



Clean file and no indignation, seriously confused. I made less than 30k most of my adult life and figured I'd get higher CL as my income increased but I guess that's not how it works. I still have a lot to learn. 

Message 11 of 22
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Valued Contributor

Re: PayPal Cashback MC and Citi Double Cash

Congratulations on your approvals! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 12 of 22
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Established Member

Re: PayPal Cashback MC and Citi Double Cash

excellent approvals... DC is the best congrats 

Message 13 of 22
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Frequent Contributor

Re: PayPal Cashback MC and Citi Double Cash

Congrats on your new cards!

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 14 of 22
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Established Contributor

Re: PayPal Cashback MC and Citi Double Cash

Nice double hit! Congrats!

NFCU More Rewards 20K CL
NFCU Cash Rewards 1,500 CL
Discover IT 1,000 CL
Quicksilver 500 CL (formerly Platinum)
NFCU auto loan
*1/20/2021 can't get here soon enough*
Message 15 of 22
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Senior Contributor

Re: PayPal Cashback MC and Citi Double Cash

Congrats on your PayPal MC and Citi DC approvals!




Message 16 of 22
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Frequent Contributor

Re: PayPal Cashback MC and Citi Double Cash


Clean file and no indignation, seriously confused. I made less than 30k most of my adult life and figured I'd get higher CL as my income increased but I guess that's not how it works. I still have a lot to learn. 


Congrats and welcome to the forums. This place is all about learning. The rules to credit aren't always rules that sync up with common sense. Hang around a while and you'll pick up a thing or 2 to get down the road to credit sucuess. All the best, cheers!




Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 17 of 22
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Established Contributor

Re: PayPal Cashback MC and Citi Double Cash

Congrats! And, yes, I bet they'll grow for you. We have similar scores. I have derogs in my file, too. I started PPMC w 1k and got a 3X CLI after 3 months. I hear that CLI every 3 months is typical w them.

 

Citi offers SP CLI, but, according to my denials, they're inquiry sensitive. The letters mention EQ as the bureau pulled. Just an FYI. 

 

Good luck!

Message 18 of 22
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Valued Member

Re: PayPal Cashback MC and Citi Double Cash

Congrats iiilliilllii!

Jeez thats a tricky one to spell....

 

Message 19 of 22
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Senior Contributor

Re: PayPal Cashback MC and Citi Double Cash

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 20 of 22
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