Pulled the trigger yesterday on the PayPal Cashback Mastercard
They HP on TransUnion - i'm located in FL
Got a message to call in to verify myself, I have a Fraud Alert on my File.
Verified some simple information - Name, Address, SS
Approved - SL $500 ... 1st Synchrony Card
So far after my rebuild, I am sitting with
$10,000 - LOC
Amex Rose GOLD
$3,000 - Amex Business Delta GOLD
$500 - Synchrony - PayPal Cashback
$500 - FNBO Card
$500 - GreenDot Secured Primor Card
$500 - TOTAL Secured Card
$500 - First Progress Card
$5,000 - My Jewlers Club
The only negative I have left is Back Child Support - Which is showing Charge Off / Collections / Closed Account - I still wonder what my score would be if this wasn't on my credit ... jeez ...
Starting Score: 567
Congrats on your approval !!!!
Congratulations on your approval!
Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.
BUSINESS 
@CivalV wrote:
Congratulations 🎉🎈
What was your TU score at approval? I was denied with TU at 640. Syncrony is not chill with me like Comenity. I have tried for Syncrony for years and it just never works out. They stated in the denial that I don’t have experience with Morgage? I assume installment loans idk
My TU at approval is 721
@Credit-hoarder wrote:Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.
My only reason for getting this card is for the 3% cash back setup in certain instances ...
My daily driver is my Gold AMEX, I will never go into CREDIT CARD DEBT AGAIN !!! I use it for what I can afford and pay off EACH AND EVERY MONTH!
I repeat I WILL NEVER GO INTO CREDIT CARD DEBT AGAIN !!! :-)
Congrats on your PayPal Mastercard approval! 
@Anonymous wrote:
@DapprD wrote:
@Credit-hoarder wrote:Congrats on the card OP. But heads up--don't knock yourself out earning points on this card b/c the redemption rate is horrible...only 6/10 of 1 cpp.
My only reason for getting this card is for the 3% cash back setup in certain instances ...
My daily driver is my Gold AMEX, I will never go into CREDIT CARD DEBT AGAIN !!! I use it for what I can afford and pay off EACH AND EVERY MONTH!
I repeat I WILL NEVER GO INTO CREDIT CARD DEBT AGAIN !!! :-)
Grats!
Don't mean to rain on your parade, but the 3% debit/mc trick is done with the cashback card and not this one. Unless you were talking about 3x points for the certain things, then ignore me. lol
YOU are CORRECT ... the card is the PayPal Cashback Mastercard® and I corrected the post !!!
Thanks for pointing that out !