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PayPal Credit CLI - $3,000 to $4,000!

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Valued Contributor

PayPal Credit CLI - $3,000 to $4,000!

Since PayPal Credit is back online and I haven't had a CLI since November 18, 2018, I decided to smash the new LUV button!

 

I requested a CLI from $3,000 to $6,000 and was APPROVED for $4,000.  Next, I called to RECON the automated decision and the CSR explained that all she could do was manually enter my CLI request again.  She got the same result and explained to me that I could request another CLI in 30 days.

 

TU FICO Score reported by Synch - 735

TU Inquiries Last 12 Months - 1

Original SL - $2,700

Last CLI - $300

TOTAL Purchases since Account opened - $3,627

Current Outstanding Balance - $1,716

Amount of Interest Paid since Account opened in May 2018 - ZERO

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 1 of 21
20 REPLIES 20
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Valued Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!

Congrats!

 

I guess now IS a good time to get CLI's before PPC hits the reports...

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 2 of 21
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Valued Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!


@ChargedUp wrote:

Congrats!

 

I guess now IS a good time to get CLI's before PPC hits the reports...


You bet it is !  Even with today's CLI, my current UTIL for PayPal Credit is OVER 40%!

 

My normal UTIL is 4% overall.

 

Thanks!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 3 of 21
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Valued Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!


@Marz2002 wrote:

She got the same result and explained to me that I could request another CLI in 30 days.


Congrats! Looks like a calendar event to me!




Living through Darwinism is so much worse than learning about about it in school.
Message 4 of 21
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Valued Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!


@mikesonthemend wrote:

@Marz2002 wrote:

She got the same result and explained to me that I could request another CLI in 30 days.


Congrats! Looks like a calendar event to me!


You can count on it , and Thanks!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 5 of 21
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Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!

Congrats on the nice CLI!

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 6 of 21
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Epic Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!

Congratulations is in order,

 

Now don't you feel;

Message 7 of 21
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Valued Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!


@frencheese wrote:

Congrats on the nice CLI!


Thanks , I am NOT looking forward to this 'hidden' T/L going public on the CB reports!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 8 of 21
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Valued Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!


@M_Smart007 wrote:

Congratulations is in order,

 

Now don't you feel;


Thanks Maxwell, you have the Most Creative Congratulatory posts in all of myFICO!!!

 

That picture says it all!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 9 of 21
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Epic Contributor

Re: PayPal Credit CLI - $3,000 to $4,000!


@Marz2002 wrote:


"Thanks Maxwell, you have the Most Creative Congratulatory posts in all of myFICO!!!"


Message 10 of 21
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