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PayPal Credit CLI

jaxstraw
Valued Contributor

PayPal Credit CLI

So I just tried to do the manual trick of buying something more than my approved CL and it worked.

Now it shows a negative balance for my account.

I was wondering if anyone who had done this can give me some DP's on when the CL should show the  anticipated  new CL and possibly show the account not being negative ??

Hours ?..a few days ?

I'm probably over thinking it but seeing that negative amount after getting the transaction approved is slightly disturbing....lol.

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 1 of 9
8 REPLIES 8
cf2701
Regular Contributor

Re: PayPal Credit CLI

This is completely normal and it will take a day or two to reflect your new credit line.

It’s a bit strange but it works.
BBVA Clearpoints $16,000 | Discover $6,400 | CECU Visa $4,000 | NFCU Go Rewards Visa Sig. $15,500 | NFCU CLOC $15,000 | PayPal CB MC $10,000 | Paypal Credit $10,000 | Card $7,500 | AMX Hilton Honors Ascend $1,000 | Wayfair $23,900 | Sportsmans Guide Visa $9,900 | Kohls $3,000 | Capital One Savor One $3,500 | PNC Cash Rewards $12,000 | PenFed Power Cash Rewards $10,000 | PenFed Gold $10,000 | Lowe's $7,000 | Best Buy Visa $4,000 | Home Depot $4,000
Message 2 of 9
jaxstraw
Valued Contributor

Re: PayPal Credit CLI

Thanks !
Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 3 of 9
VoltronM
Senior Contributor

Re: PayPal Credit CLI

COngrats on CLI !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 9
Marz2002
Valued Contributor

Re: PayPal Credit CLI

YOU...

awesome congratulations GIF by Slanted StudiosCONGRATS on the CLI!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 5 of 9
Namaste7
Established Contributor

Re: PayPal Credit CLI

Let us know what happens. PayPal Credit may offer either a permanent CLI or a temporary puchase CLI when a purchase exceeds your available credit.

  1. When a purchase exceeds your available credit, PPC will increase your total credit limit by that amount (a permanant CLI) OR
  2. when a purchase exceeds your available credit, PPC increases your account balance but does not adjust your total credit limit (a temporary purchase CLI). 

Verify by checking your next statement balance to determine if your account balance is greater than or equal to the credit limit. 

 

EDIT: Updated for clarity. 

 

~~MMXX~~
My Garden Goal: Double NW
Message 6 of 9
armymed80
Frequent Contributor

Re: PayPal Credit CLI

Congrats!!

Starting scores - 480 - 11/05/18
Current Scores -





Message 7 of 9
steelers1
Frequent Contributor

Re: PayPal Credit CLI

I just did this earlier this week. The CLI I got was just enough to cover my overages.

 

It went from $4,750 to $5,160


Message 8 of 9
jaxstraw
Valued Contributor

Re: PayPal Credit CLI


@Namaste7 wrote:

Let us know what happens. PayPal Credit may offer either a permanent CLI or a temporary puchase CLI when a purchase exceeds your available credit.

  1. When a purchase exceeds your available credit, PPC will increase your total credit limit by that amount (a permanant CLI) OR
  2. when a purchase exceeds your available credit, PPC increases your account balance but does not adjust your total credit limit (a temporary purchase CLI). 

Verify by checking your next statement balance to determine if your account balance is greater than or equal to the credit limit. 

 

EDIT: Updated for clarity. 

 


The CL was updated and increased.

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 9 of 9
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