PayPal Credit

[credit_endurance]

Very nice approval with PP Total! Congrats 

[peghede]

Congrats m8

[Anonymous]

Paypal wouldn't approve me cause I'm so new o gosh.

[peghede]

any way to cli paypal credit without buying stuff

[AverageJoesCredit]

Peghede, i find that if you are using it enough or just occasionaly, they were or do give auto increases. Seems maybe every 6 months they review or sp your account. Thats how i got mine up to 2590. Got 2 different 1k increases though no luv in quite sometime

[AverageJoesCredit]

Sorry not sure if you dont buy ANYTHING, dont think there will be any incentive for them to increase it.

[Anonymous]

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@AverageJoesCredit wrote:
Sorry not sure if you dont buy ANYTHING, dont think there will be any incentive for them to increase it.

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Spending money just to increase a credit line? doesn't seem smart just MHO.

[Shawndoe79]

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@Total80sKid wrote:
I use PayPal quite a bit and today I finally applied as I was about to pay for an item with PP.

I didn’t want to at 1st, as I’m trying not to apply for more cards because I’m getting close to getting in over my head.

Anyways, I applied since I think I read on here it’s a hidden trade line and my UTI wouldn’t be compromised.

So I apply, asked for Birthday, last 4 of SS and was approved for $4150.

Odd #, but far more than I’ll need so I’m happy with this.

I realize their interest rates are high, so will always PIF or take advantage of their financing. I’m stoked about the financing with it being hidden!

Is $4150 a decent SL? Not familiar with Comenity other than my OS card.

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Congrats, this gave me incentive to apply, just got approved for $4550

[Anonymous]

After the 6 month promotion, paypal charges you the interest, which im fine with, but then they charge you every single month in interest after that. 

[joltdude]

unfortunately spending money to get credit is how paypal credit works.... but you dont pay interest if your smart but remember its deferred interest if you dont pay off in the 6mo offer period....