PayPal Credit

[montbrew82]

I decided to app for PayPal Credit today after receiving an email last night from them saying that I was “selected” to apply. I was somewhat hesitant, but I started reading some other posts on here and went for it. I was approved for $2,000, so I was pleased with that and the approval alone.

For anyone looking for data points, my current scores are in my signature line and I have one paid/closed collection, two that I’m paying down that each sit under $500, and a medical collection at about $2,500 that is untouched for now.

[Genius]

Congrats Mr/Mrs Brewhaha

That's not a bad limit for a rebuilder!

Congratulations on all your success.  You're up 50 points.  You're well on your way!!

Good luck to you!

[montbrew82]

Thanks and I’m a man. This forum has taught me enough to keep pushing forward, so I’m working for better.

[cgardencredit1]

Congrats. That is an awesome starting line. 

[rizzonellie]

hey! great job on the approval! i am new to the forums and am curious as to which reports the hard inquiry reported on??

[Kevin5974]

I have four cards with them and they are all few years old now. They always pulled TU for me.

Walmart - Started at 1800 --> 10k
Chevron - Started at 2k --> 10k
Lowe's - Started at 7.5k -> 35k
PayPal - Started at 1500 -> 10k

I think I have maxed out on all 3. Rarely use any of them. I believe 720+ is their magic number.

Just my 2 cents..

[cgardencredit1]

Congrats! 

[FinStar]

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@rizzonellie wrote:

hey! great job on the approval! i am new to the forums and am curious as to which reports the hard inquiry reported on??

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PayPal Credit typically pulls EQ.  It's worth noting that effective July 2nd, SYNCB will be the new owner of this program.

[montbrew82]

Thanks and I received a hard inquiry on EQ.

[bk510]

I received an email as well, so thought about for a while and pulled the trigger.....Approved for 5K.

I wonder what will happen when Synchroney takes over.....I have wally, amazon and marvel card.

Don't wanna end up with a blue envelope.