Re: PayPal Mastercard Approval! - myFICO® Forums

iamdetermined · ‎12-22-2018

Hi everyone!

In a previous post I mentioned eyeing the Citi DC card, but some fellow MF's recommended the PayPal MC for 2% CB.

I honestly didn't pay much attention to this card, nor the perks until they were pointed out to me. WOW...it really IS a nice card to have in your wallet

I did some research on it, and figured why not?

I just went for it: APPROVED $6K SL!!!😁

TU was pulled. My score likely dipped from 713ish, since my utilization has gone up from 14% to 17% over the past week.

**EDIT**
Every 30ish days for the past few months I've hit the luv button, and my Victoria's Secret card has grown from $1500 to $3500 as of today!! 😁 Time to grab something sexiii!! 😋

Merry Christmas to me! Happy Holidays to all!! 😁

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $20K || Amex Cash Magnet $10K || CO QuickSilver $8750 || PayPal MC $6K || Amex ED $5500 || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || Victoria's Secret $3500 || Discover IT CB $3100 || Zales $2500 *TOTAL* $112,850.00

NLOC $6K
US Alliance Sig. LOC $2K

OVERALL: $120,850.00

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713

Student Loans: ALOT!!

Priory_Man · ‎12-22-2018

Congratulations on the new card and SL.

~~ Former Royal Navy Submariner - Proud to have served ~~

Remedios · ‎12-22-2018

Congrats on your approval

FightingForRedemption · ‎12-22-2018

Congrats on your approval!

Chase Freedom - 6,000 CL (1K SL) Jan 2018

CapOne SAVOR - 7,750 CL (5K SL) Nov 2017

Chase Amazon Prime - 50,000 (AU) Feb 2007

ONE stubborn 30 day late still showing in TU: 6 yrs 10 mos ago
Gardening until May 2021 (or later....we shall see) ***Chase 1/24***

n_la · ‎12-22-2018

Congratulations @iamdertimed 👏🏾 Very nice SL!

It's funny that you just pulled the trigger! We talked about that what 2 weeks ago? Just this morning I was re-reading that original post, and wondered if you went with our suggestion.

Glad you did , and more importantly, glad it was an approval 😂 Merry Christmas!

06.2019

03.2018

NFCU CLOC: $15,000

iamdetermined · ‎12-22-2018

Thanks everyone!!

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $20K || Amex Cash Magnet $10K || CO QuickSilver $8750 || PayPal MC $6K || Amex ED $5500 || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || Victoria's Secret $3500 || Discover IT CB $3100 || Zales $2500 *TOTAL* $112,850.00

NLOC $6K
US Alliance Sig. LOC $2K

OVERALL: $120,850.00

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713

Student Loans: ALOT!!

iamdetermined · ‎12-22-2018

Thanks n_la!! Yes, about a week ago Lol! Finally caved in, and glad it was worth it thanks to you and my other "nudgers" 😉😂 Merry Christmas to you and yours!!

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $20K || Amex Cash Magnet $10K || CO QuickSilver $8750 || PayPal MC $6K || Amex ED $5500 || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || Victoria's Secret $3500 || Discover IT CB $3100 || Zales $2500 *TOTAL* $112,850.00

NLOC $6K
US Alliance Sig. LOC $2K

OVERALL: $120,850.00

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713

Student Loans: ALOT!!

19eighty5 · ‎12-22-2018

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Aug 2021):EX- 689, TU- 671, EQ- 671
What's in my wallet:

AMEX Delta SkyMiles Reserve | $1,400 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $1,500 | May 2004

Citi AAdvantage Platinum Select | $4,800 | March 2020

Comenity Overstock | $6,200 | August 2018

Goldman Sachs Apple Card | $3,200 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi Q5 - DCU | $43K/72mo/3.24% | August 2021

On the chopping block:

Discover it Cash Back | $500 | November 2019

VoltronM · ‎12-22-2018

Congrats on approval !!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k

_NERD · ‎12-23-2018

Congrats

3B profile optimization in progress...