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PayPal with a cli has given me my first 10k card!

Irkedredit
Regular Contributor

PayPal with a cli has given me my first 10k card!

I never thought I'd see the day where I'd have a credit card let alone a $10000 limit. PayPal/synchrony increased it from 7.5k to 10k. What's funny is I barely use this card and they've given me more consistent raises then any of my others.
Message 1 of 10
9 REPLIES 9
JellyBeanGurl111
Frequent Contributor

Re: PayPal with a cli has given me my first 10k card!

Wow! Nice! I don’t use my PayPal card either! I use the old navy card a lot though. They give out great rewards from free clothes to Starbucks.
Message 2 of 10
Musiclover
Super Contributor

Re: PayPal with a cli has given me my first 10k card!


@Irkedredit wrote:
I never thought I'd see the day where I'd have a credit card let alone a $10000 limit. PayPal/synchrony increased it from 7.5k to 10k. What's funny is I barely use this card and they've given me more consistent raises then any of my others.

Congratulations! Enjoy your new limit.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 3 of 10
AverageJoesCredit
Mega Contributor

Re: PayPal with a cli has given me my first 10k card!

Gotta luv the SyncSmiley Happy Congrats on the 1st 10k and wishes for more to comeSmiley Happy
Message 4 of 10
BigOrange
Valued Member

Re: PayPal with a cli has given me my first 10k card!

Banks like to loan money to people that don't need it!
Message 5 of 10
VoltronM
Senior Contributor

Re: PayPal with a cli has given me my first 10k card!

Congrats on CLI

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 10
jaeski33
Frequent Contributor

Re: PayPal with a cli has given me my first 10k card!

Congrats! I can't seem to get my PayPal card over 5K. I get an increase on every Synchrony Account but this one. Last increase was Aug-Sept 2017.
Any data points? TU score?



Current Scores 10/11/2019
TU 724 Inq 20, EX 699 Inq 15, EQ 743 Inq 8 -- UTL 4% FICO 9 757
[Previous] 10/05/2018
EQ F8 [696] 5 Inqs, EX F8 [666] 14 Inqs,
TU Fico 8 [702] 18 Inqs.
Gardening since 11/08/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 14% NFCU Flagship $6K, Care Credit $20K, TFCU Platinum Visa $20K, DCU Rewards Visa 10K, USAA Platinum Visa 6K, Costco Visa $7.5K, NFCU AMEX $15K, Citi Rewards+ $16,800, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $15k, ExxonCard $1500, PenFed Visa Sig $10k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $3900, Amex Cash Magnet $1500, Amex Bonvoy 2K, BarClay Arrival $2k, DiscoverIT $16k, AmazonCard $6000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $25K, Wal-Mart Store Card $9K, Wayfair $14.4K
Message 7 of 10
Irkedredit
Regular Contributor

Re: PayPal with a cli has given me my first 10k card!

 wrote:
Congrats! I can't seem to get my PayPal card over 5K. I get an increase on every Synchrony Account but this one. Last increase was Aug-Sept 2017.
Any data points? TU score?


My AAoA is 1yr 2months and a TU of 749 and 6% utl. I maybe put $100 of spend a month on it.
Message 8 of 10
AverageJoesCredit
Mega Contributor

Re: PayPal with a cli has given me my first 10k card!


@BigOrange wrote:
Banks like to loan money to people that don't need it!

 

THIS!!! LOLSmiley Wink 


Message 9 of 10
cgardencredit1
Established Contributor

Re: PayPal with a cli has given me my first 10k card!

Congrats on the cli. 

Could you tell me when you asked for your first increase? Itching to ask myself but the card won’t be 90 days old until the 25 th. 

 

Fell of the wagon -- Gardening starting again 2/25/18- ???
Message 10 of 10
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