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So I'm buying a lot of things on eBay and heard bill me later was hard to get and that it doesn't report to all three bureaus. I was denied last year during my rebuilding phase however today I was approved SL $2,900 . Anyone know when I can use it I was approved today and I did successfully link it to a WHOLE new PayPal account and it shows on my PayPal account when I log in however it doesn't show during check out it tells me (PLEASE USE OTHER PAYMENT METHOD PLEASE ADD CREDIT OR DEBIT CARD)
Congrats!! I also have Paypal credit and it shows up as one of the payment options along with your bank accounts & credit / debit cards. This makes it so that you can use the Paypal credit line to pay for anything anywhere Paypal is accepted!
There's sometimes prolonged glitches with the process of linking accounts that can eventually be resolved once you get the right csr (or combination thereof) on the phone, may take a while. It's a unique product (HTL+zero promo) worth some leg work...lol @ PP who it seems went ballastic over their technical issues, to be sure it can be frustrating...patience dear Watson
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
So you now have 2 personal Paypal accounts, it sounds like? That could turn ugly in the future.
If you don't have a payment history with PayPal, if you have multiple accounts, and if you've EVER bounced a check with a bank account linked to those accounts, they will blacklist you.
They'll tell you there's a glitch with new accounts, and you should wait for an indefinite amount of time, hoping that one day your PayPal credit will actually work.
I won't accept that! So I flushed them. I don't like what I see. With the troubles they're having with their credit systems, it would get ugly if you tried to actually do business with them. Who knows what it'll be like trying to make payments to PayPal?
I was tired of PayPal altogether. Tired of getting tons of error messages at different sites. Tired of the customer support not knowing what's going on. Tired of the security team not following up on issues. Tired of getting transferred then hung up on. Tired of being told how easy these different PayPal services are to use and it not being clear as to how the different services are supposed to work. Tired of being in the dark on issues, tired of calling PayPal everyday.
How about this one: One time when I called about the PayPal Credit issue, I said "Why would I need a credit card to make transactions for PayPal Credit? How do I know it's not going to just charge my bank, debit card, or credit card? I'm not doing that. PayPal is a joke" and the CSR snapped back at me "My account's working, and I've been using it for years!"
AND?!
@Anonymous wrote:
Turn ugly why is that? I made a new PayPal account
You are allowed 1 personal account and 1 business account. Paypal seems to pretend to overlook it until the worst possible time, like right after you've sold a $3k widget to somebody on ebay and now your funds are locked up temporarily or worse.
I don't know if this is causing your issue... maybe, probably not But the screenshot message seems to indicate you already had a credit product tied to Paypal and now you have two of those as well?
If you linked your new paypal account to your brand new PayPal Bill Me Later account, it'll take some time for you to use it before the Bill Me Later option pops up in your wallet section. This is due to fraud... I had to buy a few things on Paypal and send money maybe twice (for legit reasons) before I saw that the Bill Me Later account was officially linked. So when it's brand new paypal account, it'll take a little bit of time for the BML to pop up.